Alliance for Childhood Diseases dba Cure 4 the Kids
Updated Filing received by DOL
Alliance for Childhood Diseases dba Cure 4 the Kids, a healthcare & social assistance employer in Las Vegas, Nevada, reported 142 participants in its health and welfare plan for plan year 2025. Its Form 5500 shows 3 insurance contracts with no premium reported and $138,435 in broker commissions and fees. The plan is fully insured (an insurance carrier pays claims). The Department of Labor received the filing on June 1, 2026, before the deadline.
Who was paid on Alliance for Childhood Diseases dba Cure 4 the Kids's plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Alliance for Childhood Diseases dba Cure 4 the Kids filed for 2025.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Frey Insurance and Benefits · Las Vegas, NV | $102,238 | $25,537 | $127,775 | 2 |
| George Petronella · Las Vegas, NV | $8,630 | $425 | $9,055 | 1 |
| Steve D Servi · Las Vegas, NV | $624 | $18 | $642 | 1 |
| KD Coughlin and Assoc Ins SVC Pro · Las Vegas, NV | $346 | $62 | $408 | 1 |
| Dwayne Martinez · Rio Rancho, NM | $198 | $0 | $198 | 1 |
| Eve Jones · Las Vegas, NV | $131 | $0 | $131 | 1 |
| Alice Young · Las Vegas, NV | $45 | $0 | $45 | 1 |
| Nancy Nelson · Las Vegas, NV | $38 | $0 | $38 | 1 |
| Tom LY · Cypress, TX | $32 | $0 | $32 | 1 |
| Lana Padilla · Cass City, MI | $30 | $0 | $30 | 1 |
| Quinton Miles · Charleston, SC | $29 | $0 | $29 | 1 |
| Larry Nicholson · Fort Myers, FL | $28 | $0 | $28 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2025, as published in EBSA's 2025 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Aflacshort-term disability | 37 | — | $10,660 | — |
| Principal Life Insurance Companydental, vision, life, long-term disability, PPO | 308 | — | $45,898 | — |
| Health Plan of Nevada/Sierra Health & Lifehealth, prescription drug | 276 | — | $81,877 | — |
Source: DOL Form 5500 Schedule A, plan year 2025. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Alliance for Childhood Diseases dba Cure 4 the Kids compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2024 | 2025 | Change | |
|---|---|---|---|
| Participants | 127 | 142 | +11.8% |
| Premiums filed | $0 | $0 | not comparable |
| Broker commissions + fees | $80,167 | $138,435 | +72.7% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2024 and 2025.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Alliance for Childhood Diseases dba Cure 4 the Kids Health and Welfare Benefit Plan#503 · insurance | December 31, 2025 | June 1, 2026 | before deadline | 142 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Alliance for Childhood Diseases dba Cure 4 the Kids pay in health insurance broker commissions in 2025?
Alliance for Childhood Diseases dba Cure 4 the Kids's 2025 Form 5500 reports $138,435 in broker commissions and fees across 3 insurance contracts ($112,393 in commissions, $26,042 in fees), with Frey Insurance and Benefits receiving the largest share.
Is Alliance for Childhood Diseases dba Cure 4 the Kids's health plan self-funded or fully insured?
The 2025 filing indicates the plan is fully insured (an insurance carrier pays claims). Medical coverage is written by Health Plan of Nevada/Sierra Health & Life.
How does Alliance for Childhood Diseases dba Cure 4 the Kids's broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Alliance for Childhood Diseases dba Cure 4 the Kids because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 100-199 participants that disclosed broker pay reported a median of $53,852.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.