Baron Capital Inc.
Updated Filing received by DOL
Baron Capital Inc., a finance & insurance employer in New York, New York, reported 237 participants in its health and welfare plan for plan year 2025. Its Form 5500 shows 11 insurance contracts with no premium reported and $234,338 in broker commissions and fees. The plan is fully insured (an insurance carrier pays claims). The Department of Labor received the filing on July 29, 2026, before the deadline.
Who was paid on Baron Capital Inc.'s plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Baron Capital Inc. filed for 2025.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| NFP · New York, NY | $18,792 | $151,685 | $170,477 | 7 |
| Peck, Randall, Warren · Boca Raton, FL | $31,478 | $10,804 | $42,282 | 2 |
| Peck Financial, Inc · Boca Raton, FL | $0 | $13,393 | $13,393 | 4 |
| Randall Warren Peck · Boca Raton, FL | $3,241 | $1,326 | $4,567 | 2 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2025, as published in EBSA's 2025 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Vision Service Planvision | 142 | — | $1,184 | — |
| The Guardian Life Insurance Company of Americadental | 174 | — | $9,808 | — |
| First Unum Life Insurance Companycoverage not coded | 21 | — | $3,336 | — |
| First Unum Life Insurance Companylife, long-term disability | 211 | — | $11,405 | — |
| Provident Life and Accident Insurance Companylong-term disability | 4 | — | $1,767 | — |
| Provident Life and Accident Insurance Companylong-term disability | 4 | — | $4,560 | — |
| Cigna Health and Life Insurance Companyhealth, prescription drug | 312 | — | $144,305 | — |
| Provident Life and Casualty Insurance Companycoverage not coded | 7 | — | $189 | — |
| Provident Life and Casualty Insurance Companycoverage not coded | 8 | — | $250 | — |
| Provident Life and Casualty Insurance Companyshort-term disability, long-term disability | 71 | — | $29,919 | — |
| Provident Life and Casualty Insurance Companyshort-term disability, long-term disability | 59 | — | $27,615 | — |
Source: DOL Form 5500 Schedule A, plan year 2025. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Baron Capital Inc. compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2024 | 2025 | Change | |
|---|---|---|---|
| Participants | 218 | 237 | +8.7% |
| Premiums filed | $0 | $0 | not comparable |
| Broker commissions + fees | $312,435 | $234,338 | −25.0% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2024 and 2025.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Baron Capital Inc.#501 · insurance | December 31, 2025 | July 29, 2026 | before deadline | 237 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Baron Capital Inc. pay in health insurance broker commissions in 2025?
Baron Capital Inc.'s 2025 Form 5500 reports $234,338 in broker commissions and fees across 11 insurance contracts ($53,511 in commissions, $180,827 in fees), with NFP receiving the largest share.
Is Baron Capital Inc.'s health plan self-funded or fully insured?
The 2025 filing indicates the plan is fully insured (an insurance carrier pays claims). Medical coverage is written by Cigna Health and Life Insurance Company.
How does Baron Capital Inc.'s broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Baron Capital Inc. because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 200-499 participants that disclosed broker pay reported a median of $77,013.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.