Bond, Schoeneck & King, PLLC
Updated Filing received by DOL
Bond, Schoeneck & King, PLLC, a professional & technical services employer in Syracuse, New York, reported 536 participants in its health and welfare plan for plan year 2025. Its Form 5500 shows $6.8M in insurance premiums across 7 contracts and $181,340 in broker commissions and fees, 2.0% of medical premium against a national median of 3.8% among plans that paid commissions in plan year 2024. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on August 12, 2026, within the extension window.
Who was paid on Bond, Schoeneck & King, PLLC's plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Bond, Schoeneck & King, PLLC filed for 2025.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Onegroup NY Inc · Syracuse, NY | $129,563 | $0 | $129,563 | 3 |
| James R. Nelligan & Associate · Belmar, NJ | $25,252 | $0 | $25,252 | 1 |
| Peter Derrenbacker · E Syracuse, NY | $8,397 | $2,116 | $10,513 | 1 |
| Gary F Weltmann · Potomac, MD | $8,334 | $0 | $8,334 | 1 |
| M C Doolittle Group LLC · E Syracuse, NY | $1,679 | $201 | $1,880 | 1 |
| Nicholas Calarco · Syracuse, NY | $1,271 | $78 | $1,349 | 1 |
| Joseph P Calarco · Auburn, NY | $813 | $16 | $829 | 2 |
| Andrew Thomas · Syracuse, NY | $753 | $0 | $753 | 2 |
| Kristopher Tompkins · Auburn, NY | $654 | $21 | $675 | 1 |
| Daniel S Goetzmann · Syracuse, NY | $550 | $0 | $550 | 1 |
| Alexis Hales · Auburn, NY | $266 | $0 | $266 | 1 |
| Jamie Marie Handley · Auburn, NY | $246 | $0 | $246 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2025, as published in EBSA's 2025 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Excellus Blue Cross Blue Shieldhealth, prescription drug | 383 | $6.4M | $125,442 | 2.0% |
| Northwestern Mutuallong-term disability | 560 | $443,456 | $12,393 | 2.8% |
| Aflaccoverage not coded | 44 | — | $7,622 | — |
| Metropolitan Life Insurance Companycoverage not coded | 58 | — | $8,334 | — |
| Vision Service Planvision | 341 | — | $2,059 | — |
| Aflaccoverage not coded | 4 | — | $238 | — |
| Guardianlife | 591 | — | $25,252 | — |
Source: DOL Form 5500 Schedule A, plan year 2025. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Bond, Schoeneck & King, PLLC compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Premium per covered person on medical contracts: $16,632 a year (national median $7,274).
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2024 | 2025 | Change | |
|---|---|---|---|
| Participants | 538 | 536 | −0.4% |
| Premiums filed | $5,951,469 | $6,813,699 | +14.5% |
| Broker commissions + fees | $172,115 | $181,340 | +5.4% |
| Commission rate | 2.2% | 2.0% | −0.2 pts |
Source: DOL Form 5500 filings for plan years 2024 and 2025.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Bond, Schoeneck & King, PLLC Welfare Benefit Plan#501 · insurance, general assets | December 31, 2025 | August 12, 2026 | within extension | 536 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Bond, Schoeneck & King, PLLC pay in health insurance broker commissions in 2025?
Bond, Schoeneck & King, PLLC's 2025 Form 5500 reports $181,340 in broker commissions and fees across 7 insurance contracts ($178,901 in commissions, $2,439 in fees), with Onegroup NY Inc receiving the largest share.
Is Bond, Schoeneck & King, PLLC's health plan self-funded or fully insured?
The 2025 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Excellus Blue Cross Blue Shield.
How does Bond, Schoeneck & King, PLLC's broker compensation compare with similar employers?
Bond, Schoeneck & King, PLLC paid 2.0% of medical premium in commissions and fees. The median for employers with 500-999 participants is 2.7%, and the median in New York is 3.7%. Percentages are computed only on fully insured medical contracts with filed premiums.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.