Charles Matoian Enterprises
Updated Filing received by DOL
Charles Matoian Enterprises, a wholesale trade employer in Fresno, California, reported 385 participants in its health and welfare plan for plan year 2024. Its Form 5500 shows 5 insurance contracts with no premium reported and $27,186 in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on June 4, 2026, within the extension window.
Who was paid on Charles Matoian Enterprises's plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Charles Matoian Enterprises filed for 2024.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| HUB International · Fresno, CA | $12,337 | $1,501 | $13,838 | 4 |
| Value Added Benefit Admin Inc · Fresno, CA | $0 | $3,987 | $3,987 | 1 |
| Rhonda V Phillips · Childress, TX | $2,031 | $161 | $2,192 | 1 |
| Jennifer D Collins · Ashdown, AR | $1,930 | $32 | $1,962 | 2 |
| Magpie Cattle Co & Other Agents · Truckee, CA | $1,247 | $6 | $1,253 | 1 |
| Rhonda V Phillps · Chidress, TX | $1,232 | $13 | $1,245 | 1 |
| Ilic Stone Ins Services Inc · Fresno, CA | $1,181 | $0 | $1,181 | 1 |
| Joseph Linville · Bakersfield, CA | $1,103 | $0 | $1,103 | 2 |
| Janis E Deming · Clovis, CA | $243 | $0 | $243 | 1 |
| Edward Russell Randall · Clovis, CA | $182 | $0 | $182 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2024, as published in EBSA's 2024 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Kaiser Foundation Health Plan, Inc.health, prescription drug, HMO | 8 | — | $3,666 | — |
| Cadrhealth | 467 | — | — | — |
| Symetra Life Insurance Companylife | 437 | — | $4,335 | — |
| Aflaccoverage not coded | 65 | — | $12,161 | — |
| Unum Life Insurance Company of Americalife | 568 | — | $7,024 | — |
Source: DOL Form 5500 Schedule A, plan year 2024. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Charles Matoian Enterprises compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2023 | 2024 | Change | |
|---|---|---|---|
| Participants | 363 | 385 | +6.1% |
| Premiums filed | $0 | $0 | not comparable |
| Broker commissions + fees | $44,786 | $27,186 | −39.3% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2023 and 2024.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Ok Produce Health and Welfare Plan#501 · insurance, general assets | August 31, 2025 | June 4, 2026 | within extension | 385 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Charles Matoian Enterprises pay in health insurance broker commissions in 2024?
Charles Matoian Enterprises's 2024 Form 5500 reports $27,186 in broker commissions and fees across 5 insurance contracts ($21,486 in commissions, $5,700 in fees), with HUB International receiving the largest share.
Is Charles Matoian Enterprises's health plan self-funded or fully insured?
The 2024 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Kaiser Foundation Health Plan, Inc., Cadr.
How does Charles Matoian Enterprises's broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Charles Matoian Enterprises because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 200-499 participants that disclosed broker pay reported a median of $77,013.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.