Childrens Healthcare of Atlanta
Updated Filing received by DOL
Childrens Healthcare of Atlanta, a healthcare & social assistance employer in Atlanta, Georgia, reported 13,843 participants in its health and welfare plan for plan year 2024. Its Form 5500 shows 15 insurance contracts with no premium reported and $1.4M in broker commissions and fees. The plan is self-funded (the employer pays claims itself). The Department of Labor received the filing on October 15, 2025, within the extension window.
Who was paid on Childrens Healthcare of Atlanta's plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Childrens Healthcare of Atlanta filed for 2024.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Saul Locker · Denver, CO | $336,616 | $0 | $336,616 | 5 |
| Management Compensation Group · Atlanta, GA | $268,277 | $57,645 | $325,922 | 6 |
| Aon · New York, NY | $286,560 | $0 | $286,560 | 3 |
| Voluntary Benefitsat Work · Marietta, GA | $124,755 | $0 | $124,755 | 1 |
| Jennifer N Carnahan · Kennesaw, GA | $105,101 | $63 | $105,164 | 3 |
| Daniel E Zeckman · Kennesaw, GA | $77,602 | $13 | $77,615 | 3 |
| John Phillip Kwon · Kennesaw, GA | $69,143 | $0 | $69,143 | 1 |
| NFP · Austin, TX | $0 | $27,212 | $27,212 | 2 |
| Management Comp Group Se Inc · Atlanta, GA | $8,962 | $6,700 | $15,662 | 1 |
| Voluntary Benefits at Wrok · Marietta, GA | $14,344 | $0 | $14,344 | 1 |
| John P Kown Ii · Marietta, GA | $8,961 | $13 | $8,974 | 2 |
| Laurie L Southern · Powder Springs, GA | $6,373 | $0 | $6,373 | 2 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2024, as published in EBSA's 2024 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Aetna Life Insurance Companydental | 18,170 | — | — | — |
| Aflaccoverage not coded | 837 | — | $57,242 | — |
| Continenal American Insurance Companycoverage not coded | 3,137 | — | $460,864 | — |
| Eyemedvision | 14,661 | — | $55,818 | — |
| Eyemed Vision Carevision | 97 | — | $344 | — |
| Aflaccoverage not coded | 22 | — | $6,666 | — |
| Metropolitan Life Insurance Companyshort-term disability, long-term disability | 9,495 | — | $415,800 | — |
| Metropolitan Life Insurance Companylife | 11,220 | — | $30,243 | — |
| Metropolitan Life Insurance Companylife | 3,537 | — | $46,086 | — |
| Metropolitan Life Insurance Companylife | 6,584 | — | $839 | — |
| Metropolitan Life Insurance Companylife | 4,046 | — | $11,931 | — |
| Metlife Legal Planscoverage not coded | 754 | — | $14,344 | — |
| Provident Life and Accident Insurance Companylong-term disability | 354 | — | $181,986 | — |
| Provident Life and Accident Insurance Companycoverage not coded | 32 | — | $18,527 | — |
| Transamerica Life Insurance Companylife | 948 | — | $124,755 | — |
Source: DOL Form 5500 Schedule A, plan year 2024. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Childrens Healthcare of Atlanta compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2023 | 2024 | Change | |
|---|---|---|---|
| Participants | 12,959 | 13,843 | +6.8% |
| Premiums filed | $0 | $0 | — |
| Broker commissions + fees | $1,706,871 | $1,425,445 | −16.5% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2023 and 2024.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Childrens Healthcare of Atlanta Welfare Benefits Plan#502 · insurance, general assets | December 31, 2024 | October 15, 2025 | within extension | 13,843 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Childrens Healthcare of Atlanta pay in health insurance broker commissions in 2024?
Childrens Healthcare of Atlanta's 2024 Form 5500 reports $1,425,445 in broker commissions and fees across 15 insurance contracts ($1,333,787 in commissions, $91,658 in fees), with Saul Locker receiving the largest share.
Is Childrens Healthcare of Atlanta's health plan self-funded or fully insured?
The 2024 filing indicates the plan is self-funded (the employer pays claims itself).
How does Childrens Healthcare of Atlanta's broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Childrens Healthcare of Atlanta because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 5,000+ participants that disclosed broker pay reported a median of $458,262.
Send the full findings to your inbox.
A specialist writes up every finding for Childrens Healthcare of Atlanta with the methodology and public-source citations, in a form you can forward to your CFO or counsel. Tick the box if you also want a 15-minute walkthrough call.
We don't sell your email. By submitting, you agree that BenefitsLedger and its benefits advisory partner, WellthCare, may email or call you about these findings. Opt out anytime by replying. See our privacy policy.
Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.