Community Living & Support Services, Inc.
Updated Filing received by DOL
Community Living & Support Services, Inc., a healthcare & social assistance employer in Pittsburgh, Pennsylvania, reported 127 participants in its health and welfare plan for plan year 2024. Its Form 5500 shows $6,351 in insurance premiums across 6 contracts and $56,652 in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on November 5, 2025, within the extension window.
Who was paid on Community Living & Support Services, Inc.'s plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Community Living & Support Services, Inc. filed for 2024.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Enscoe Long Insurance Group LLC · Bridgeville, PA | $44,286 | $0 | $44,286 | 3 |
| Professional Group Plans Inc · Hauppauge, NY | $0 | $2,948 | $2,948 | 1 |
| Dominick J Lacaria · McMurray, PA | $2,555 | $76 | $2,631 | 2 |
| Ensco Long Insurance Company, LLC · Bridgeville, PA | $2,560 | $0 | $2,560 | 2 |
| Monica L Zmuda · Pittsburgh, PA | $2,273 | $124 | $2,397 | 1 |
| Ancillary Benefits Consulting LLC · Canonsburg, PA | $467 | $17 | $484 | 1 |
| Olenka Uzarski · Canonsburg, PA | $224 | $43 | $267 | 1 |
| AssuredPartners · Pittsburgh, PA | $148 | $0 | $148 | 1 |
| John B Lacaria · Bridgeport, WV | $116 | $0 | $116 | 1 |
| James Bradley Seifert · Sewickley, PA | $96 | $0 | $96 | 1 |
| Wayne J Uzarski · Canonsburg, PA | $64 | $27 | $91 | 1 |
| Christopher M Ashton · Columbia, MO | $86 | $0 | $86 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2024, as published in EBSA's 2024 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Vision Benefits of Americavision | 104 | $6,351 | $488 | — |
| Aflacshort-term disability | 73 | — | $6,858 | — |
| Hartford Life and Accidentlife, long-term disability | 125 | — | $7,943 | — |
| United Concordia Insurance Companydental | 161 | — | $2,072 | — |
| Unum Life Insurance Company of Americacoverage not coded | 262 | — | $4,539 | — |
| UPMC Health Optionshealth | 66 | — | $34,752 | — |
Source: DOL Form 5500 Schedule A, plan year 2024. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Community Living & Support Services, Inc. compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2023 | 2024 | Change | |
|---|---|---|---|
| Participants | 112 | 127 | +13.4% |
| Premiums filed | $6,111 | $6,351 | not comparable |
| Broker commissions + fees | $44,236 | $56,652 | +28.1% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2023 and 2024.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Community Living and Support Services Health & Welfare Plan#501 · insurance, general assets | March 31, 2025 | November 5, 2025 | within extension | 127 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Community Living & Support Services, Inc. pay in health insurance broker commissions in 2024?
Community Living & Support Services, Inc.'s 2024 Form 5500 reports $56,652 in broker commissions and fees across 6 insurance contracts ($53,417 in commissions, $3,235 in fees), with Enscoe Long Insurance Group LLC receiving the largest share.
Is Community Living & Support Services, Inc.'s health plan self-funded or fully insured?
The 2024 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by UPMC Health Options.
How does Community Living & Support Services, Inc.'s broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Community Living & Support Services, Inc. because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 100-199 participants that disclosed broker pay reported a median of $53,852.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.