BenefitsLedger
Employer health plan record · Plan year 2024 · Form 5500

Daughters of Sarah Nursing Center Inc.

Healthcare & social assistance · Albany, New York · EIN ending 0570

Updated Filing received by DOL

Daughters of Sarah Nursing Center Inc., a healthcare & social assistance employer in Albany, New York, reported 138 participants in its health and welfare plans for plan year 2024. Its Form 5500 shows 2 insurance contracts with no premium reported and $69,939 in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on June 24, 2026, before the deadline.

Participants
138
+23.2% vs 2023
Premiums filed
none
premium not reported on 1 medical contract
Broker commissions + fees
$69,939
+12.3% vs 2023
Commission rate
n/a
needs insured medical premium

Who was paid on Daughters of Sarah Nursing Center Inc.'s plan

Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Daughters of Sarah Nursing Center Inc. filed for 2024.

Broker or agentCommissionsFeesTotalContracts
Gallagher · Rolling Meadows, IL$65,147$4,792$69,9392

Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2024, as published in EBSA's 2024 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.

Insurance contracts and carriers

Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.

Carrier · coverageCoveredPremiumBroker payRate
The Guardian Life Insurance of Americadental, vision, life, short-term disability, long-term disability, indemnity145—$20,061—
Capital District Physician's Health Plan Inc.health, prescription drug133—$49,878—

Source: DOL Form 5500 Schedule A, plan year 2024. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.

How Daughters of Sarah Nursing Center Inc. compares

Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.

Broker commissions + fees, dollars
Daughters of Sarah Nursing Center Inc.
$69,939
Commission rate, % of medical premium

Not computable: no insured medical premium on the filing.

Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.

Year over year

$62,257$69,939Broker pay20232024
Daughters of Sarah Nursing Center Inc.: premiums and broker commissions + fees, 2023 vs 2024
20232024Change
Participants112138+23.2%
Premiums filed$0$0not comparable
Broker commissions + fees$62,257$69,939+12.3%
Commission rate———

Source: DOL Form 5500 filings for plan years 2023 and 2024.

Filings and timeliness

Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.

PlanPlan year endReceived by DOLTimingParticipants
Daughters of Sarah Senior Community Wrap Benefit Plan#501 · insurance, general assetsNovember 30, 2025June 24, 2026before deadline138
Daughters of Sarah Senior Community Hra Plan#508 · general assetsNovember 30, 2025June 24, 2026before deadline116

Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.

How much did Daughters of Sarah Nursing Center Inc. pay in health insurance broker commissions in 2024?

Daughters of Sarah Nursing Center Inc.'s 2024 Form 5500 reports $69,939 in broker commissions and fees across 2 insurance contracts ($65,147 in commissions, $4,792 in fees), with Gallagher receiving the largest share.

Is Daughters of Sarah Nursing Center Inc.'s health plan self-funded or fully insured?

The 2024 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Capital District Physician's Health Plan Inc..

How does Daughters of Sarah Nursing Center Inc.'s broker compensation compare with similar employers?

A commission-to-premium ratio cannot be computed for Daughters of Sarah Nursing Center Inc. because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 100-199 participants that disclosed broker pay reported a median of $53,852.

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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.