Dole Food Company, Inc.
Updated Filing received by DOL
Dole Food Company, Inc., a manufacturing — food & textile employer in Charlotte, North Carolina, reported 1,809 participants in its health and welfare plans for plan year 2024. Its Form 5500 shows $21,934 in insurance premiums across 16 contracts and $39,322 in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on October 14, 2025, within the extension window.
Who was paid on Dole Food Company, Inc.'s plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Dole Food Company, Inc. filed for 2024.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Willis Towers Watson · New York, NY | $0 | $39,322 | $39,322 | 4 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2024, as published in EBSA's 2024 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Hawaii Dental Servicedental | 120 | $21,934 | — | — |
| Vision Service Planvision | 1,169 | — | — | — |
| Hawaii Medical Service Associationhealth, dental, vision, prescription drug, PPO | 59 | — | — | — |
| Kaiser Foundation Health Plan, Inc.health, prescription drug, HMO | 47 | — | — | — |
| Kaiser Foundation Health Plan of Hawaiihealth, vision, prescription drug, HMO | 6 | — | — | — |
| Life Insurance Company of North Americacoverage not coded | 1,262 | — | $113 | — |
| Lincoln National Life Insurance Companylife, long-term disability | 2,567 | — | $14,183 | — |
| Janus Associates, Inc. dba BHScoverage not coded | 3,555 | — | — | — |
| Kaiser Foundation Health Plan, Inc.health, prescription drug, HMO | 1 | — | — | — |
| Cigna Health and Life Insurance Companyhealth, dental | 1,329 | — | — | — |
| Hawaii Medical Services Associationhealth, vision, prescription drug, PPO, indemnity | 46 | — | — | — |
| Lincoln National Life Insurance Companylife | 2,567 | — | $10,843 | — |
| Cigna Health and Life Insurance Companyhealth | 1,329 | — | — | — |
| Hawaii Medical Service Associationhealth, vision, prescription drug, HMO, PPO | 128 | — | — | — |
| Janus Associates, Inc. dba BHScoverage not coded | 3,555 | — | — | — |
| Lincoln National Life Insurance Companylife, long-term disability | 2,567 | — | $14,183 | — |
Source: DOL Form 5500 Schedule A, plan year 2024. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Dole Food Company, Inc. compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2023 | 2024 | Change | |
|---|---|---|---|
| Participants | 1,792 | 1,809 | +0.9% |
| Premiums filed | $22,860 | $21,934 | −4.1% |
| Broker commissions + fees | $8,100 | $39,322 | +385.5% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2023 and 2024.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Dole Food Company, Inc. Employee Health and Welfare Benefit Plan for Non-Union Employees#523 · insurance, general assets | December 31, 2024 | October 14, 2025 | within extension | 1,809 |
| Health & Welfare Plan for Retirees of Dole Food Company, Inc.#900 · insurance, general assets | December 31, 2024 | October 14, 2025 | within extension | 437 |
| Dole Food Company, Inc. - Hawaii Employee Health and Welfare Benefit Plan for Union Employees#501 · insurance | December 31, 2024 | October 14, 2025 | within extension | 121 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Dole Food Company, Inc. pay in health insurance broker commissions in 2024?
Dole Food Company, Inc.'s 2024 Form 5500 reports $39,322 in broker commissions and fees across 16 insurance contracts ($0 in commissions, $39,322 in fees), with Willis Towers Watson receiving the largest share.
Is Dole Food Company, Inc.'s health plan self-funded or fully insured?
The 2024 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Hawaii Medical Service Association, Kaiser Foundation Health Plan, Inc., Kaiser Foundation Health Plan of Hawaii.
How does Dole Food Company, Inc.'s broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Dole Food Company, Inc. because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 1,000-4,999 participants that disclosed broker pay reported a median of $168,579.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.