BenefitsLedger
Employer health plan record · Plan year 2024 · Form 5500

Elizabeth Wiedenhofer

Healthcare & social assistance · Bristol, Rhode Island · EIN ending 5244 · doing business as Living in Fulfilling Environments, Inc.

Updated Filing received by DOL

Elizabeth Wiedenhofer, a healthcare & social assistance employer in Bristol, Rhode Island, reported 191 participants in its health and welfare plan for plan year 2024. Its Form 5500 shows 10 insurance contracts with no premium reported and $27,715 in broker commissions and fees. The plan is fully insured (an insurance carrier pays claims). The Department of Labor received the filing on October 14, 2025, within the extension window.

Participants
191
+8.5% vs 2023
Premiums filed
none
premium not reported on 2 medical contracts
Broker commissions + fees
$27,715
+1.7% vs 2023
Commission rate
n/a
needs insured medical premium

Who was paid on Elizabeth Wiedenhofer's plan

Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Elizabeth Wiedenhofer filed for 2024.

Broker or agentCommissionsFeesTotalContracts
Gallagher · Boston, MA$815$15,285$16,1001
London Health Administrators LTD · East Providence, RI$0$8,690$8,6901
Ajg Benefit Services · Warwick, RI$1,279$0$1,2796
OneDigital · Atlanta, GA$1,063$0$1,0631
Clement Rego · Portsmouth, RI$583$0$5831

Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2024, as published in EBSA's 2024 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.

Insurance contracts and carriers

Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.

Carrier · coverageCoveredPremiumBroker payRate
Delta Dental of Rhode Islanddental——$3—
Delta Dental of Rhode Islanddental——$3—
Delta Dental of Rhode Islanddental————
Delta Dental of Rhode Islanddental146—$1,060—
Delta Dental of Rhode Islanddental4—$25—
Delta Dental of Rhode Islanddental44—$188—
Blue Cross Blue Shield of Rhode Islandhealth159—$16,100—
Fidelity Security Life Insurance Companyvision135—$1,063—
London Health Administratorshealth96—$8,690—
Principal Insurance Companylife39—$583—

Source: DOL Form 5500 Schedule A, plan year 2024. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.

How Elizabeth Wiedenhofer compares

Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.

Broker commissions + fees, dollars
Elizabeth Wiedenhofer
$27,715
Commission rate, % of medical premium

Not computable: no insured medical premium on the filing.

Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.

Year over year

$27,241$27,715Broker pay20232024
Elizabeth Wiedenhofer: premiums and broker commissions + fees, 2023 vs 2024
20232024Change
Participants176191+8.5%
Premiums filed$0$0not comparable
Broker commissions + fees$27,241$27,715+1.7%
Commission rate———

Source: DOL Form 5500 filings for plan years 2023 and 2024.

Filings and timeliness

Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.

PlanPlan year endReceived by DOLTimingParticipants
Living in Fulfilling Environments Flexible Benefit Plan#501 · insuranceDecember 31, 2024October 14, 2025within extension191

Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.

How much did Elizabeth Wiedenhofer pay in health insurance broker commissions in 2024?

Elizabeth Wiedenhofer's 2024 Form 5500 reports $27,715 in broker commissions and fees across 10 insurance contracts ($3,740 in commissions, $23,975 in fees), with Gallagher receiving the largest share.

Is Elizabeth Wiedenhofer's health plan self-funded or fully insured?

The 2024 filing indicates the plan is fully insured (an insurance carrier pays claims). Medical coverage is written by Blue Cross Blue Shield of Rhode Island, London Health Administrators.

How does Elizabeth Wiedenhofer's broker compensation compare with similar employers?

A commission-to-premium ratio cannot be computed for Elizabeth Wiedenhofer because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 100-199 participants that disclosed broker pay reported a median of $53,852.

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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.