Enterprise Holdings, Inc.
Updated Filing received by DOL
Enterprise Holdings, Inc., a real estate & rental employer in ST. Louis, Missouri, reported 55,458 participants in its health and welfare plans for plan year 2025. Its Form 5500 shows 8 insurance contracts with no premium reported and $487,449 in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on May 11, 2026, before the deadline.
Who was paid on Enterprise Holdings, Inc.'s plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Enterprise Holdings, Inc. filed for 2025.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Willis Towers Watson · New York, NY | $0 | $442,340 | $442,340 | 3 |
| Marsh McLennan Agency · Guaynabo, PR | $45,109 | $0 | $45,109 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2025, as published in EBSA's 2025 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Metropolitan Life Insurance Companylife | 93,484 | — | $341,608 | — |
| Unitedhealthcare Insurance Companyhealth | 56,587 | — | — | — |
| Unum Life Insurance Company of Americalong-term disability | 77,452 | — | $100,732 | — |
| Curalinccoverage not coded | 57,281 | — | — | — |
| Unum Life Insurance Company of Americalong-term disability | 45 | — | — | — |
| Kaiser Foundation Health Plan, Inc.health, prescription drug, HMO | 940 | — | — | — |
| Triple S Salud, Inc.health, dental, prescription drug, PPO | 237 | — | $45,109 | — |
| Kaiser Foundation Health Plan Inc.HMO | 221 | — | — | — |
Source: DOL Form 5500 Schedule A, plan year 2025. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Enterprise Holdings, Inc. compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2024 | 2025 | Change | |
|---|---|---|---|
| Participants | 56,604 | 55,458 | −2.0% |
| Premiums filed | $0 | $0 | not comparable |
| Broker commissions + fees | $400,772 | $487,449 | +21.6% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2024 and 2025.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| The Enterprise Holdings Health and Welfare Benefits Plan#502 · insurance, general assets | December 31, 2025 | May 11, 2026 | before deadline | 55,458 |
| Ean Holdings Hawaii Employees Hospital Insurance Plan#509 · insurance | December 31, 2025 | May 11, 2026 | before deadline | 715 |
| Health Insurance Plan of Prerac, Inc.#513 · insurance | December 31, 2025 | May 11, 2026 | before deadline | 206 |
| Enterprise Rent-A-Car of San Francisco Employees Hospital Insurance Plan#511 · insurance | December 31, 2025 | May 11, 2026 | before deadline | 204 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Enterprise Holdings, Inc. pay in health insurance broker commissions in 2025?
Enterprise Holdings, Inc.'s 2025 Form 5500 reports $487,449 in broker commissions and fees across 8 insurance contracts ($45,109 in commissions, $442,340 in fees), with Willis Towers Watson receiving the largest share.
Is Enterprise Holdings, Inc.'s health plan self-funded or fully insured?
The 2025 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Unitedhealthcare Insurance Company, Kaiser Foundation Health Plan, Inc., Triple S Salud, Inc..
How does Enterprise Holdings, Inc.'s broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Enterprise Holdings, Inc. because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 5,000+ participants that disclosed broker pay reported a median of $458,262.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.