BenefitsLedger
Employer health plan record · Plan year 2024 · Form 5500

Governmental and Educational Assistance Corporation

Healthcare & social assistance · Brooklyn Park, Minnesota · EIN ending 1489 · doing business as Vista Prairie Communities

Updated Filing received by DOL

Governmental and Educational Assistance Corporation, a healthcare & social assistance employer in Brooklyn Park, Minnesota, reported 284 participants in its health and welfare plan for plan year 2024. Its Form 5500 shows 5 insurance contracts with no premium reported and $93,883 in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on September 30, 2025, before the deadline.

Participants
284
+173.1% vs 2023
Premiums filed
none
premium not reported on 1 medical contract
Broker commissions + fees
$93,883
+16.3% vs 2023
Commission rate
n/a
needs insured medical premium

Who was paid on Governmental and Educational Assistance Corporation's plan

Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Governmental and Educational Assistance Corporation filed for 2024.

Broker or agentCommissionsFeesTotalContracts
USI Insurance Services · Minneapolis, MN$90,176$3,328$93,5047
Jennon M. Caruth · Eden Prairie, MN$379$0$3792

Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2024, as published in EBSA's 2024 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.

Insurance contracts and carriers

Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.

Carrier · coverageCoveredPremiumBroker payRate
The Guardian Life Insurance Company of Americalife, long-term disability289—$13,058—
Blue Cross and Blue Shield of Minnesota and Blue Plushealth, prescription drug, PPO230—$76,049—
Eyemed Vision Care on Behalf of Fidelity Security Life Insurance Co.vision261—$3,386—
Unum Life Insurance Company of Americacoverage not coded51—$760—
Provident Life and Accident Insurance Companylife26—$630—

Source: DOL Form 5500 Schedule A, plan year 2024. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.

How Governmental and Educational Assistance Corporation compares

Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.

Broker commissions + fees, dollars
Governmental and Educational Assistance Corporation
$93,883
Commission rate, % of medical premium

Not computable: no insured medical premium on the filing.

Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.

Year over year

$80,726$93,883Broker pay20232024
Governmental and Educational Assistance Corporation: premiums and broker commissions + fees, 2023 vs 2024
20232024Change
Participants104284+173.1%
Premiums filed$0$0not comparable
Broker commissions + fees$80,726$93,883+16.3%
Commission rate———

Source: DOL Form 5500 filings for plan years 2023 and 2024.

Filings and timeliness

Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.

PlanPlan year endReceived by DOLTimingParticipants
Governmental and Educational Assistance Corporation dba Vista Prairie Communities Comprehensive Health and Welfare Benefits Plan#505 · insurance, general assetsJune 30, 2025September 30, 2025before deadline284

Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.

How much did Governmental and Educational Assistance Corporation pay in health insurance broker commissions in 2024?

Governmental and Educational Assistance Corporation's 2024 Form 5500 reports $93,883 in broker commissions and fees across 5 insurance contracts ($90,555 in commissions, $3,328 in fees), with USI Insurance Services receiving the largest share.

Is Governmental and Educational Assistance Corporation's health plan self-funded or fully insured?

The 2024 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Blue Cross and Blue Shield of Minnesota and Blue Plus.

How does Governmental and Educational Assistance Corporation's broker compensation compare with similar employers?

A commission-to-premium ratio cannot be computed for Governmental and Educational Assistance Corporation because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 200-499 participants that disclosed broker pay reported a median of $77,013.

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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.