Harris Teeter Supermarkets, Inc.
Updated Filing received by DOL
Harris Teeter Supermarkets, Inc., a retail — stores, food, auto, clothing employer in Matthews, North Carolina, reported 18,880 participants in its health and welfare plan for plan year 2025. Its Form 5500 shows 7 insurance contracts with no premium reported and $1.8M in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on August 31, 2026, within the extension window.
Who was paid on Harris Teeter Supermarkets, Inc.'s plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Harris Teeter Supermarkets, Inc. filed for 2025.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Lockton · College Park, GA | $801,068 | $6,280 | $807,348 | 7 |
| Marsh McLennan Agency · Conshohocken, PA | $439,823 | $4,669 | $444,492 | 4 |
| J. Smith Lanier & Company · Conshohocken, PA | $228,422 | $0 | $228,422 | 1 |
| Harris Teeter · Matthews, NC | $0 | $133,334 | $133,334 | 1 |
| BSC Agency, LLC · West Des Moines, IA | $0 | $116,774 | $116,774 | 1 |
| The Nia Group · Conshohocken, PA | $0 | $50,353 | $50,353 | 1 |
| Businessolver.Com · Minnepolis, MN | $0 | $35,000 | $35,000 | 1 |
| NFP · Charlotte, NC | $2,114 | $2,132 | $4,246 | 1 |
| Brandon S. Brickweg · Mooresville, NC | $3,051 | $0 | $3,051 | 1 |
| TPG Consulting, LLC · Greensboro, NC | $352 | $0 | $352 | 1 |
| Plybon & Associates, Inc · Greensboro, NC | $122 | $0 | $122 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2025, as published in EBSA's 2025 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Metlife Legal Planscoverage not coded | 1,494 | — | $35,971 | — |
| Vision Service Planvision | 10,444 | — | $28,125 | — |
| Cigna Health and Life Insurance Companycoverage not coded | 15,474 | — | — | — |
| Life Insurance Company of North Americalife, short-term disability, long-term disability | 15,474 | — | $579,232 | — |
| Cigna Health and Life Insurance Companycoverage not coded | 15,474 | — | $979,945 | — |
| Provident Life and Accident Insurance Companylife, long-term disability | 536 | — | $57,251 | — |
| Reliance Standard Life Insurance Companyhealth, dental, life, short-term disability, long-term disability, indemnity | 1,579 | — | $143,033 | — |
Source: DOL Form 5500 Schedule A, plan year 2025. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Harris Teeter Supermarkets, Inc. compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2024 | 2025 | Change | |
|---|---|---|---|
| Participants | 19,296 | 18,880 | −2.2% |
| Premiums filed | $0 | $0 | not comparable |
| Broker commissions + fees | $1,673,973 | $1,823,557 | +8.9% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2024 and 2025.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Harris Teeter Supermarkets, Inc. Group Welfare Benefits Plan#505 · insurance, general assets | December 31, 2025 | August 31, 2026 | within extension | 18,880 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Harris Teeter Supermarkets, Inc. pay in health insurance broker commissions in 2025?
Harris Teeter Supermarkets, Inc.'s 2025 Form 5500 reports $1,823,557 in broker commissions and fees across 7 insurance contracts ($1,474,952 in commissions, $348,605 in fees), with Lockton receiving the largest share.
Is Harris Teeter Supermarkets, Inc.'s health plan self-funded or fully insured?
The 2025 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Reliance Standard Life Insurance Company.
How does Harris Teeter Supermarkets, Inc.'s broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Harris Teeter Supermarkets, Inc. because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 5,000+ participants that disclosed broker pay reported a median of $458,262.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.