Health Systems, Inc
Updated Filing received by DOL
Health Systems, Inc, a healthcare & social assistance employer in Osage Beach, Missouri, reported 1,954 participants in its health and welfare plan for plan year 2024. Its Form 5500 shows $313,901 in insurance premiums across 4 contracts and $154,790 in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on January 27, 2026, before the deadline.
Who was paid on Health Systems, Inc's plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Health Systems, Inc filed for 2024.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Hsi Benefit Systems, Inc · Osage Beach, MO | $88,862 | $0 | $88,862 | 2 |
| Luke Allen Marks · Jefferson City, MO | $25,919 | $0 | $25,919 | 1 |
| Yesenia Hernandez · Chicago, IL | $8,406 | $2,155 | $10,561 | 1 |
| Susan Marie Weitkamp · Wentzville, MO | $6,161 | $2,481 | $8,642 | 1 |
| Gabriel W Hulsey · Jefferson City, MO | $5,849 | $26 | $5,875 | 1 |
| Bridget Zuniga · Shawnee, KS | $2,086 | $341 | $2,427 | 1 |
| Tana L May · Harrison, AR | $1,969 | $113 | $2,082 | 1 |
| Erin Weese · Jefferson City, MO | $1,549 | $20 | $1,569 | 1 |
| Jennifer Rowland · Cape Girardeau, MO | $974 | $233 | $1,207 | 1 |
| Matthew Ryan Koehler · Jefferson City, MO | $1,142 | $0 | $1,142 | 1 |
| Becky Hulsey · Jefferson City, MO | $1,002 | $0 | $1,002 | 1 |
| Lisa Louis Nelson · ST Louis, MO | $734 | $216 | $950 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2024, as published in EBSA's 2024 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Fidelity Security Life Insurance Companyhealth, stop-loss | 565 | $313,901 | — | — |
| Transamerica Life Insurance Carrierlife | 10 | — | $4 | — |
| The Guardian Life Insurnce Company of Americashort-term disability, long-term disability | 20 | — | $178 | — |
| Colonial Life & Accident Insurance Companyshort-term disability, long-term disability, indemnity | 975 | — | $154,608 | — |
Source: DOL Form 5500 Schedule A, plan year 2024. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Health Systems, Inc compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2023 | 2024 | Change | |
|---|---|---|---|
| Participants | 2,256 | 1,954 | −13.4% |
| Premiums filed | $309,789 | $313,901 | +1.3% |
| Broker commissions + fees | $189,080 | $154,790 | −18.1% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2023 and 2024.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Cafeteria Plan for the Employees of Health Systems, Inc#503 · insurance, general assets | June 30, 2025 | January 27, 2026 | before deadline | 1,954 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Health Systems, Inc pay in health insurance broker commissions in 2024?
Health Systems, Inc's 2024 Form 5500 reports $154,790 in broker commissions and fees across 4 insurance contracts ($148,437 in commissions, $6,353 in fees), with Hsi Benefit Systems, Inc receiving the largest share.
Is Health Systems, Inc's health plan self-funded or fully insured?
The 2024 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Fidelity Security Life Insurance Company.
How does Health Systems, Inc's broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Health Systems, Inc because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 1,000-4,999 participants that disclosed broker pay reported a median of $168,579.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.