BenefitsLedger
Employer health plan record · Plan year 2024 · Form 5500

Iatse & MVG Picture Machine Operators of US & Canada Local 46

Other services · Nashville, Tennessee · EIN ending 2780

Updated Filing received by DOL

Iatse & MVG Picture Machine Operators of US & Canada Local 46, an other services employer in Nashville, Tennessee, reported 813 participants in its health and welfare plan for plan year 2024. Its Form 5500 shows 5 insurance contracts with no premium reported and $72,071 in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on October 7, 2025, within the extension window.

Participants
813
+11.5% vs 2023
Premiums filed
none
premium not reported on 1 medical contract
Broker commissions + fees
$72,071
+22.5% vs 2023
Commission rate
n/a
needs insured medical premium

Who was paid on Iatse & MVG Picture Machine Operators of US & Canada Local 46's plan

Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Iatse & MVG Picture Machine Operators of US & Canada Local 46 filed for 2024.

Broker or agentCommissionsFeesTotalContracts
Timothy White · Dickerson, TN$0$58,830$58,8301
Julie Templeton · Brentwood, TN$4,628$11$4,6391
Jordan Smith · College Grove, TN$896$2$8981
William Akines · Old Hickory, TN$477$0$4771
Peter John Reginelli · Franklin, TN$331$2$3331
David Crumley · Nolensville, TN$180$0$1801
Chad Devine · Murfreesboro, TN$99$0$991
Holly Moss · Franklin, TN$93$0$931
Jon Overacre · Blue Springs, MO$75$0$751
Joanna Grace Matherly · Arrington, TN$63$0$631
Michael Ward · Overland Park, KS$39$0$391
Matthew Boeshore · Nashville, TN$29$0$291

Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2024, as published in EBSA's 2024 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.

Insurance contracts and carriers

Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.

Carrier · coverageCoveredPremiumBroker payRate
Aflaclife, short-term disability, long-term disability25—$7,007—
Bluecross Blueshield of Tennessee, Inc.health, dental, vision217—$58,830—
Metropolitan Life Insurance Companylife1———
Usable Lifelife131—$6,196—
Colonial Life & Accident Insurance Companylife3—$38—

Source: DOL Form 5500 Schedule A, plan year 2024. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.

How Iatse & MVG Picture Machine Operators of US & Canada Local 46 compares

Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.

Broker commissions + fees, dollars
Iatse & MVG Picture Machine Operators of US & Canada Local 46
$72,071
Commission rate, % of medical premium

Not computable: no insured medical premium on the filing.

Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.

Year over year

$58,848$72,071Broker pay20232024
Iatse & MVG Picture Machine Operators of US & Canada Local 46: premiums and broker commissions + fees, 2023 vs 2024
20232024Change
Participants729813+11.5%
Premiums filed$0$0not comparable
Broker commissions + fees$58,848$72,071+22.5%
Commission rate———

Source: DOL Form 5500 filings for plan years 2023 and 2024.

Filings and timeliness

Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.

PlanPlan year endReceived by DOLTimingParticipants
Iatse & MVG Picture Machine Operators of US & Cana & Welfare Plan#501 · insurance, trustDecember 31, 2024October 7, 2025within extension813

Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.

How much did Iatse & MVG Picture Machine Operators of US & Canada Local 46 pay in health insurance broker commissions in 2024?

Iatse & MVG Picture Machine Operators of US & Canada Local 46's 2024 Form 5500 reports $72,071 in broker commissions and fees across 5 insurance contracts ($12,597 in commissions, $59,474 in fees), with Timothy White receiving the largest share.

Is Iatse & MVG Picture Machine Operators of US & Canada Local 46's health plan self-funded or fully insured?

The 2024 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Bluecross Blueshield of Tennessee, Inc..

How does Iatse & MVG Picture Machine Operators of US & Canada Local 46's broker compensation compare with similar employers?

A commission-to-premium ratio cannot be computed for Iatse & MVG Picture Machine Operators of US & Canada Local 46 because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 500-999 participants that disclosed broker pay reported a median of $104,902.

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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.