Intermountain Health Care, Inc.
Updated Filing received by DOL
Intermountain Health Care, Inc., a healthcare & social assistance employer in Salt Lake City, Utah, reported 49,358 participants in its health and welfare plans for plan year 2024. Its Form 5500 shows 16 insurance contracts with no premium reported and $2.0M in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on October 11, 2025, within the extension window.
Who was paid on Intermountain Health Care, Inc.'s plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Intermountain Health Care, Inc. filed for 2024.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Willis Towers Watson · New York, NY | $1,497,246 | $381,938 | $1,879,184 | 6 |
| TBS Agency Inc · Fairfield, IA | $86,727 | $0 | $86,727 | 1 |
| McCullugh, Christine M · Redmond, WA | $28,535 | $0 | $28,535 | 1 |
| MML Ins Agency LLC · Boston, MA | $0 | $0 | $0 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2024, as published in EBSA's 2024 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Hartford Life and Accidentlife, short-term disability, long-term disability | 45,772 | — | $767,833 | — |
| Unum Life Insurance Company of Americacoverage not coded | 120 | — | $28,535 | — |
| Eyemed Vision Carevision | 60,310 | — | $217,717 | — |
| Health Plan of Nevada/Sierra Health & Lifehealth, prescription drug | 2,763 | — | $373,669 | — |
| Metropolitan Life Insurance Companylife | 828 | — | $86,665 | — |
| Selecthealthhealth, HMO | 360 | — | — | — |
| Selecthealthhealth, HMO | 24 | — | — | — |
| Selecthealthhealth, HMO | 216 | — | — | — |
| Selecthealthhealth, HMO | 295 | — | — | — |
| Selecthealthhealth, HMO | 26 | — | — | — |
| Hawaii Medical Service Associationhealth, dental, life, prescription drug | — | — | — | — |
| Selecthealthhealth, HMO | — | — | — | — |
| National Union Fire Ins. Co. of Pittsburgh, PAcoverage not coded | 59,853 | — | — | — |
| Metlife Legal Planscoverage not coded | 7,455 | — | $260,210 | — |
| Hartford Life and Accidentlife | 990 | — | $16,865 | — |
| Fidelity Security Life Insurance Companyvision | 24,647 | — | $242,890 | — |
Source: DOL Form 5500 Schedule A, plan year 2024. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Intermountain Health Care, Inc. compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2023 | 2024 | Change | |
|---|---|---|---|
| Participants | 45,943 | 49,358 | +7.4% |
| Premiums filed | $0 | $0 | not comparable |
| Broker commissions + fees | $1,526,886 | $1,994,384 | +30.6% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2023 and 2024.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Intermountain Life and Health Benefit Plan#501 · insurance, general assets | December 31, 2024 | October 11, 2025 | within extension | 49,358 |
| Intermountain Retiree and Disabled Employee Welfare Plan#509 · insurance, trust | December 31, 2024 | October 11, 2025 | within extension | 33,999 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Intermountain Health Care, Inc. pay in health insurance broker commissions in 2024?
Intermountain Health Care, Inc.'s 2024 Form 5500 reports $1,994,384 in broker commissions and fees across 16 insurance contracts ($1,612,446 in commissions, $381,938 in fees), with Willis Towers Watson receiving the largest share.
Is Intermountain Health Care, Inc.'s health plan self-funded or fully insured?
The 2024 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Health Plan of Nevada/Sierra Health & Life, Selecthealth, Hawaii Medical Service Association.
How does Intermountain Health Care, Inc.'s broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Intermountain Health Care, Inc. because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 5,000+ participants that disclosed broker pay reported a median of $458,262.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.