Jewish Child Care Association of New York
Updated Filing received by DOL
Jewish Child Care Association of New York, a healthcare & social assistance employer in Brooklyn, New York, reported 717 participants in its health and welfare plan for plan year 2025. Its Form 5500 shows $614,708 in insurance premiums across 5 contracts and $44,902 in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on May 21, 2026, before the deadline.
Who was paid on Jewish Child Care Association of New York's plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Jewish Child Care Association of New York filed for 2025.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Jill Lisa Rappaport · Brooklyn, NY | $10,804 | $190 | $10,994 | 2 |
| Layla R. Hecker and Other Agents · Bronx, NY | $9,891 | $99 | $9,990 | 1 |
| Robert C. Mensah · New York, NY | $4,932 | $273 | $5,205 | 1 |
| Patrick C. Hardie · New York, NY | $4,523 | $115 | $4,638 | 2 |
| Cammack Health, LLC · New York, NY | $4,123 | $0 | $4,123 | 1 |
| Sherry Rappaport · Manlius, NY | $3,382 | $54 | $3,436 | 1 |
| Charles F. Tavormina · New York, NY | $2,975 | $0 | $2,975 | 1 |
| East Region · King of Prussia, PA | $1,965 | $0 | $1,965 | 1 |
| The Nia Group · Conshohocken, PA | $0 | $1,200 | $1,200 | 1 |
| Beaulieu Benefits, Inc. · Supply, NC | $328 | $46 | $374 | 1 |
| Marsh McLennan Agency · Saddle Brook, NJ | $0 | $0 | $0 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2025, as published in EBSA's 2025 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Cigna Health and Life Insurance Company and Affiliateshealth, dental, prescription drug, indemnity | 566 | $614,708 | — | — |
| Unitedhealthcare Insurance Companyvision | 372 | — | — | — |
| Aflacshort-term disability | 207 | — | $41,136 | — |
| Aflacshort-term disability | 3 | — | $601 | — |
| New York Life Group Insurance Company of New Yorklife, long-term disability | 635 | — | $3,165 | — |
Source: DOL Form 5500 Schedule A, plan year 2025. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Jewish Child Care Association of New York compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2024 | 2025 | Change | |
|---|---|---|---|
| Participants | 794 | 717 | −9.7% |
| Premiums filed | $2,157,705 | $614,708 | −71.5% |
| Broker commissions + fees | $66,413 | $44,902 | −32.4% |
| Commission rate | 0.0% | — | — |
Source: DOL Form 5500 filings for plan years 2024 and 2025.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Jewish Child Care Association Health Plan#501 · insurance, general assets | December 31, 2025 | May 21, 2026 | before deadline | 717 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Jewish Child Care Association of New York pay in health insurance broker commissions in 2025?
Jewish Child Care Association of New York's 2025 Form 5500 reports $44,902 in broker commissions and fees across 5 insurance contracts ($42,925 in commissions, $1,977 in fees), with Jill Lisa Rappaport receiving the largest share.
Is Jewish Child Care Association of New York's health plan self-funded or fully insured?
The 2025 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Cigna Health and Life Insurance Company and Affiliates.
How does Jewish Child Care Association of New York's broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Jewish Child Care Association of New York because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 500-999 participants that disclosed broker pay reported a median of $104,902.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.