Kenton Housing, Inc. d/b/a Rosedale Manor Nursing Home
Updated Filing received by DOL
Kenton Housing, Inc. d/b/a Rosedale Manor Nursing Home, a healthcare & social assistance employer in Covington, Kentucky, reported 101 participants in its health and welfare plan for plan year 2024. Its Form 5500 shows 4 insurance contracts with no premium reported and $36,446 in broker commissions and fees. The plan is self-funded (the employer pays claims itself). The Department of Labor received the filing on August 18, 2025, within the extension window.
Who was paid on Kenton Housing, Inc. d/b/a Rosedale Manor Nursing Home's plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Kenton Housing, Inc. d/b/a Rosedale Manor Nursing Home filed for 2024.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Layne Financial Inc · New Castle, PA | $23,087 | $4,222 | $27,309 | 2 |
| Emerson Reid LLC · Blue Bell, PA | $2,896 | $127 | $3,023 | 1 |
| Michael a Kramer · Lawrenceburg, IN | $2,124 | $0 | $2,124 | 1 |
| Katie Miracle Agency · Loveland, OH | $1,890 | $0 | $1,890 | 1 |
| Leigh Maurer Agency LLC · New Richmond, OH | $1,425 | $0 | $1,425 | 1 |
| Mark L Hufhand · North Canton, OH | $435 | $0 | $435 | 1 |
| Richard Garland Bailey · Lexington, SC | $170 | $0 | $170 | 1 |
| John Caupp · South Daytona, FL | $60 | $0 | $60 | 1 |
| Cathy S Steinmetz · Bolivar, OH | $10 | $0 | $10 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2024, as published in EBSA's 2024 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| HCC Life Insurance Companycoverage not coded | 108 | — | — | — |
| American Heritage Life Insurance Companylife | 100 | — | $8,089 | — |
| The Guardian Life Insurance Company of Americavision | 99 | — | $3,023 | — |
| American United Life Insurance Companylife, short-term disability, long-term disability | 209 | — | $25,334 | — |
Source: DOL Form 5500 Schedule A, plan year 2024. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Kenton Housing, Inc. d/b/a Rosedale Manor Nursing Home compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2023 | 2024 | Change | |
|---|---|---|---|
| Participants | 105 | 101 | −3.8% |
| Premiums filed | $0 | $0 | — |
| Broker commissions + fees | $37,024 | $36,446 | −1.6% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2023 and 2024.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Rosedale Manor Nursing Home Employee Health Benefit Plan#501 · insurance, general assets | December 31, 2024 | August 18, 2025 | within extension | 101 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Kenton Housing, Inc. d/b/a Rosedale Manor Nursing Home pay in health insurance broker commissions in 2024?
Kenton Housing, Inc. d/b/a Rosedale Manor Nursing Home's 2024 Form 5500 reports $36,446 in broker commissions and fees across 4 insurance contracts ($32,097 in commissions, $4,349 in fees), with Layne Financial Inc receiving the largest share.
Is Kenton Housing, Inc. d/b/a Rosedale Manor Nursing Home's health plan self-funded or fully insured?
The 2024 filing indicates the plan is self-funded (the employer pays claims itself).
How does Kenton Housing, Inc. d/b/a Rosedale Manor Nursing Home's broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Kenton Housing, Inc. d/b/a Rosedale Manor Nursing Home because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 100-199 participants that disclosed broker pay reported a median of $53,852.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.