La Jolla Group, Inc.
Updated Filing received by DOL
La Jolla Group, Inc., a manufacturing — food & textile employer in Irvine, California, reported 312 participants in its health and welfare plan for plan year 2024. Its Form 5500 shows 4 insurance contracts with no premium reported and $213,816 in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on March 3, 2026, 3 days after the base deadline with no extension indicated on the form.
Who was paid on La Jolla Group, Inc.'s plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract La Jolla Group, Inc. filed for 2024.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Marsh McLennan Agency · San Diego, CA | $205,132 | $8,684 | $213,816 | 3 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2024, as published in EBSA's 2024 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Guardianlife | 247 | — | $10,902 | — |
| Aetna Life Insurance Companyhealth, dental, vision, prescription drug, PPO | 407 | — | $137,495 | — |
| Aetna Health of California Inc.health, prescription drug, HMO | 172 | — | $65,419 | — |
| Standard Insurance Companylong-term disability | 10 | — | — | — |
Source: DOL Form 5500 Schedule A, plan year 2024. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How La Jolla Group, Inc. compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2023 | 2024 | Change | |
|---|---|---|---|
| Participants | 344 | 312 | −9.3% |
| Premiums filed | $0 | $0 | not comparable |
| Broker commissions + fees | $207,160 | $213,816 | +3.2% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2023 and 2024.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| La Jolla Group, Inc. Health Plan#501 · insurance, general assets | July 31, 2025 | March 3, 2026 | 3 days after deadline, no extension indicated | 312 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did La Jolla Group, Inc. pay in health insurance broker commissions in 2024?
La Jolla Group, Inc.'s 2024 Form 5500 reports $213,816 in broker commissions and fees across 4 insurance contracts ($205,132 in commissions, $8,684 in fees), with Marsh McLennan Agency receiving the largest share.
Is La Jolla Group, Inc.'s health plan self-funded or fully insured?
The 2024 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Aetna Life Insurance Company, Aetna Health of California Inc..
How does La Jolla Group, Inc.'s broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for La Jolla Group, Inc. because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 200-499 participants that disclosed broker pay reported a median of $77,013.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.