BenefitsLedger
Employer health plan record · Plan year 2024 · Form 5500

McDonnell and McMahon Pediatric Dentistry, PLLC

Healthcare & social assistance · Clifton Park, New York · EIN ending 1798 · doing business as Smile Lodge

Updated Filing received by DOL

McDonnell and McMahon Pediatric Dentistry, PLLC, a healthcare & social assistance employer in Clifton Park, New York, reported 120 participants in its health and welfare plan for plan year 2024. Its Form 5500 shows 5 insurance contracts with no premium reported and $104,500 in broker commissions and fees. The plan is fully insured (an insurance carrier pays claims). The Department of Labor received the filing on January 2, 2026, before the deadline.

Participants
120
−11.8% vs 2023
Premiums filed
none
premium not reported on 1 medical contract
Broker commissions + fees
$104,500
+1548.3% vs 2023
Commission rate
n/a
needs insured medical premium

Who was paid on McDonnell and McMahon Pediatric Dentistry, PLLC's plan

Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract McDonnell and McMahon Pediatric Dentistry, PLLC filed for 2024.

Broker or agentCommissionsFeesTotalContracts
Delta Dental of New York, Inc. · Clifton Park, NY$60,891$0$60,8911
Gallagher · Latham, NY$39,259$390$39,6495
Mark E. Crites · Dallas, TX$3,959$0$3,9591

Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2024, as published in EBSA's 2024 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.

Insurance contracts and carriers

Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.

Carrier · coverageCoveredPremiumBroker payRate
Allyhealth LLCcoverage not coded69—$1,065—
Capital District Physician's Health Plan Inc.dental188—$68,228—
The Guardian Life Insurance Company of Americalife, long-term disability182—$5,768—
MVP Healthcarehealth, prescription drug120—$28,793—
Solstice Health Insurance Companyvision130—$646—

Source: DOL Form 5500 Schedule A, plan year 2024. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.

How McDonnell and McMahon Pediatric Dentistry, PLLC compares

Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.

Broker commissions + fees, dollars
McDonnell and McMahon Pediatric Dentistry, PLLC
$104,500
Commission rate, % of medical premium

Not computable: no insured medical premium on the filing.

Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.

Year over year

$6,340$104,500Broker pay20232024
McDonnell and McMahon Pediatric Dentistry, PLLC: premiums and broker commissions + fees, 2023 vs 2024
20232024Change
Participants136120−11.8%
Premiums filed$0$0not comparable
Broker commissions + fees$6,340$104,500+1548.3%
Commission rate———

Source: DOL Form 5500 filings for plan years 2023 and 2024.

Filings and timeliness

Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.

PlanPlan year endReceived by DOLTimingParticipants
McDonnell and McMahon Welfare Benefits Plan#502 · insuranceJune 30, 2025January 2, 2026before deadline120

Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.

How much did McDonnell and McMahon Pediatric Dentistry, PLLC pay in health insurance broker commissions in 2024?

McDonnell and McMahon Pediatric Dentistry, PLLC's 2024 Form 5500 reports $104,500 in broker commissions and fees across 5 insurance contracts ($104,110 in commissions, $390 in fees), with Delta Dental of New York, Inc. receiving the largest share.

Is McDonnell and McMahon Pediatric Dentistry, PLLC's health plan self-funded or fully insured?

The 2024 filing indicates the plan is fully insured (an insurance carrier pays claims). Medical coverage is written by MVP Healthcare.

How does McDonnell and McMahon Pediatric Dentistry, PLLC's broker compensation compare with similar employers?

A commission-to-premium ratio cannot be computed for McDonnell and McMahon Pediatric Dentistry, PLLC because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 100-199 participants that disclosed broker pay reported a median of $53,852.

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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.