McLaughlin Research Corporation
Updated Filing received by DOL
McLaughlin Research Corporation, a professional & technical services employer in New London, Connecticut, reported 439 participants in its health and welfare plan for plan year 2024. Its Form 5500 shows 6 insurance contracts with no premium reported and $19,202 in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on April 7, 2026, before the deadline.
Who was paid on McLaughlin Research Corporation's plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract McLaughlin Research Corporation filed for 2024.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| USI Insurance Services · Warwick, RI | $15,607 | $1,937 | $17,544 | 5 |
| Jeffrey Sock · Cranston, RI | $900 | $5 | $905 | 1 |
| Regina Ferreira · Cranston, RI | $252 | $22 | $274 | 1 |
| Lisa Taylor · Port Orchard, WA | $173 | $0 | $173 | 1 |
| Kelvin McInerney · Pleasantville, NY | $140 | $5 | $145 | 1 |
| Pula Murray · Newport, RI | $85 | $0 | $85 | 1 |
| Edward Spater · East Brookfield, MA | $76 | $0 | $76 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2024, as published in EBSA's 2024 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Delta Dental of Rhode Islanddental | 382 | — | $4,635 | — |
| United of Omaha Life Insurance Companylife | 235 | — | $9,191 | — |
| Blue Cross Blue Shield of Rhode Islandhealth, prescription drug | 389 | — | — | — |
| Delta Dental of Rhode Islandvision | 419 | — | $2,592 | — |
| Aflaccoverage not coded | 11 | — | $1,844 | — |
| Delta Dental of Rhode Islanddental | 121 | — | $940 | — |
Source: DOL Form 5500 Schedule A, plan year 2024. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How McLaughlin Research Corporation compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2023 | 2024 | Change | |
|---|---|---|---|
| Participants | 448 | 439 | −2.0% |
| Premiums filed | $0 | $0 | — |
| Broker commissions + fees | $75,207 | $19,202 | −74.5% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2023 and 2024.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| McLaughlin Employees Health Benefit Plan#501 · insurance, general assets | September 30, 2025 | April 7, 2026 | before deadline | 439 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did McLaughlin Research Corporation pay in health insurance broker commissions in 2024?
McLaughlin Research Corporation's 2024 Form 5500 reports $19,202 in broker commissions and fees across 6 insurance contracts ($17,233 in commissions, $1,969 in fees), with USI Insurance Services receiving the largest share.
Is McLaughlin Research Corporation's health plan self-funded or fully insured?
The 2024 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Blue Cross Blue Shield of Rhode Island.
How does McLaughlin Research Corporation's broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for McLaughlin Research Corporation because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 200-499 participants that disclosed broker pay reported a median of $77,013.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.