Mile High Early Learning
Updated Filing received by DOL
Mile High Early Learning, a healthcare & social assistance employer in Denver, Colorado, reported 117 participants in its health and welfare plan for plan year 2025. Its Form 5500 shows 6 insurance contracts with no premium reported and $50,360 in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on June 12, 2026, before the deadline.
Who was paid on Mile High Early Learning's plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Mile High Early Learning filed for 2025.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Benefit Commerce GRP · Scottsdale, AZ | $32,033 | $22 | $32,055 | 6 |
| Gallagher · Rolling Meadows, IL | $6,820 | $3,418 | $10,238 | 10 |
| Mark Stephen Mettille · Petersburg, FL | $3,430 | $0 | $3,430 | 1 |
| Gis Benefits Inc · Morris, IL | $0 | $2,310 | $2,310 | 4 |
| Alera Group, Inc. | $0 | $2,076 | $2,076 | 1 |
| James R. Nelligan & Associates · Belmar, NJ | $0 | $882 | $882 | 4 |
| Amwins Ancillary LLC · Wall Township, NJ | $0 | $162 | $162 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2025, as published in EBSA's 2025 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Guardiandental, vision | 120 | — | $15,298 | — |
| Kaiser Foundation Health Plan of Coloradohealth | 92 | — | $22,819 | — |
| The Lincoln National Life Insurance Companylife | 115 | — | $3,606 | — |
| The Lincoln National Life Insurance Companylong-term disability | 115 | — | $2,581 | — |
| The Lincoln National Life Insurance Companylife | 62 | — | $2,025 | — |
| The Lincoln National Life Insurance Companyshort-term disability | 116 | — | $4,031 | — |
Source: DOL Form 5500 Schedule A, plan year 2025. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Mile High Early Learning compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Mile High Early Learning Employee Benefits Plan#501 · insurance, general assets | December 31, 2025 | June 12, 2026 | before deadline | 117 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Mile High Early Learning pay in health insurance broker commissions in 2025?
Mile High Early Learning's 2025 Form 5500 reports $50,360 in broker commissions and fees across 6 insurance contracts ($41,490 in commissions, $8,870 in fees), with Benefit Commerce GRP receiving the largest share.
Is Mile High Early Learning's health plan self-funded or fully insured?
The 2025 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Kaiser Foundation Health Plan of Colorado.
How does Mile High Early Learning's broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Mile High Early Learning because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 100-199 participants that disclosed broker pay reported a median of $53,852.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.