BenefitsLedger
Employer health plan record · Plan year 2025 (latest filing) · Form 5500

Nationstar Mortgage

Finance & insurance · Coppell, Texas · EIN ending 1540

Updated Filing received by DOL

Nationstar Mortgage, a finance & insurance employer in Coppell, Texas, reported 5,140 participants in its health and welfare plan for plan year 2025. Its Form 5500 shows $373,039 in insurance premiums across 29 contracts and $2.2M in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on August 7, 2026, within the extension window.

Participants
5,140
+9.5% vs 2024
Premiums filed
$373,039
premium not reported on 11 medical contracts
Broker commissions + fees
$2.2M
+10.0% vs 2024
Commission rate
n/a
needs insured medical premium

Who was paid on Nationstar Mortgage's plan

Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Nationstar Mortgage filed for 2025.

Broker or agentCommissionsFeesTotalContracts
Aon · Chicago, IL$1,381,042$612,782$1,993,82430
Hewitt Ins Brokerage LLC · Chicago, IL$78,762$0$78,7621
Hewitt Insurance Brokerage LLC · Chicago, IL$70,051$733$70,7843
Jennifer N Buck · Pecatonica, IL$39,534$0$39,5341
Jennifer Buck · Atlanta, GA$895$0$8951

Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2025, as published in EBSA's 2025 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.

Insurance contracts and carriers

The 24 largest of 29 contracts reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.

Carrier · coverageCoveredPremiumBroker payRate
Vision Service Planvision1,020$267,498$26,76310.0%
Medical Mutualhealth, prescription drug7$58,444$1,4622.5%
Kaiser Foundation Health Plan of Washington Options, Inc.health4$47,097$1,1772.5%
Aetna Life Insurance Co.health, dental926—$43,288—
Cigna Health and Life Insurance Company and Affiliates (cigna)health, indemnity478—$217,289—
Cigna Health and Life Insurance Company and Affiliates (cigna)dental, indemnity542—$44,675—
Eyemed Vision Carevision2,234—$15,570—
Health Nethealth18—$7,627—
Metlife Legal Planscoverage not coded745—$22,127—
Metropolitan Life Insurance Companydental, vision1,465—$78,762—
Priority Health Insurance Companyhealth134—$39,534—
Unitedhealthcare Insurance Companyhealth16,293—$431,385—
UPMC Health Optionshealth4—$1,417—
Reliastar Life Insurance Companycoverage not coded5,414—$234,378—
Kaiser Foundation Health Plan of Coloradohealth38—$10,969—
Kaiser Foundation Health Plan, Inc.health9—$2,186—
Kaiser Foundation Health Plan, Inc.health386—$72,919—
Kaiser Foundation Health Plan of Georgia, Inc.health1—$222—
Delta Dental Insurance Companydental2,432—$97,171—
Bluecross Blueshield of Texashealth1,746—$662,794—
Hartford Life and Accidentlong-term disability4,200—$20,719—
Securian Life Insurance Companylife4,257—$59,906—
Securian Life Insurance Companylife3,786—$63,542—
Securian Life Insurance Companylife2,083—$20,198—

Source: DOL Form 5500 Schedule A, plan year 2025. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.

How Nationstar Mortgage compares

Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.

Broker commissions + fees, dollars
Nationstar Mortgage
$2.2M
Commission rate, % of medical premium

Not computable: no insured medical premium on the filing.

Premium per covered person on medical contracts: $9,595 a year (national median $7,274).

Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.

Year over year

$301,049$373,039Premiums$2.0M$2.2MBroker pay20242025
Nationstar Mortgage: premiums and broker commissions + fees, 2024 vs 2025
20242025Change
Participants4,6945,140+9.5%
Premiums filed$301,049$373,039not comparable
Broker commissions + fees$1,985,961$2,183,799+10.0%
Commission rate———

Source: DOL Form 5500 filings for plan years 2024 and 2025.

Filings and timeliness

Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.

PlanPlan year endReceived by DOLTimingParticipants
Nationstar Mortgage Group Health and Welfare Benefit Plan#501 · final filing · insurance, general assetsDecember 31, 2025August 7, 2026within extension5,140

Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.

How much did Nationstar Mortgage pay in health insurance broker commissions in 2025?

Nationstar Mortgage's 2025 Form 5500 reports $2,183,799 in broker commissions and fees across 29 insurance contracts ($1,570,284 in commissions, $613,515 in fees), with Aon receiving the largest share.

Is Nationstar Mortgage's health plan self-funded or fully insured?

The 2025 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Medical Mutual, Kaiser Foundation Health Plan of Washington Options, Inc., Aetna Life Insurance Co..

How does Nationstar Mortgage's broker compensation compare with similar employers?

A commission-to-premium ratio cannot be computed for Nationstar Mortgage because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 5,000+ participants that disclosed broker pay reported a median of $458,262.

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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.