New Hope Community, Inc.
Updated Filing received by DOL
New Hope Community, Inc., a healthcare & social assistance employer in Loch Scheldrake, New York, reported 576 participants in its health and welfare plan for plan year 2025. Its Form 5500 shows 7 insurance contracts with no premium reported and $26,364 in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on July 29, 2026, before the deadline.
Who was paid on New Hope Community, Inc.'s plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract New Hope Community, Inc. filed for 2025.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Various Agents-Please See Attached | $18,120 | $72 | $18,192 | 1 |
| Emerson Rogers, LLC · Elmwood Park, NJ | $3,248 | $3,045 | $6,293 | 1 |
| Kimberly Anne Cunningham · Portsmouth, RI | $622 | $50 | $672 | 1 |
| Enrollment Solutions LTD · Sutton, MA | $347 | $0 | $347 | 2 |
| Ellen Louis · New Rochelle, NY | $125 | $0 | $125 | 1 |
| Aiken Enterprises LLC · Hudson, NY | $103 | $0 | $103 | 1 |
| Darlene Ruess · Peekskill, NY | $93 | $0 | $93 | 1 |
| Pio Andres Ortiz · Enfield, CT | $90 | $0 | $90 | 1 |
| Stephanie Dechristofaro · Murfreesboro, TN | $85 | $0 | $85 | 2 |
| Robert G. Relph Agency Inc · Rochester, NY | $82 | $0 | $82 | 1 |
| Klugman Associates · Ferndale, NY | $64 | $0 | $64 | 1 |
| Thomas E. Kienzler · Enfield, CT | $62 | $0 | $62 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2025, as published in EBSA's 2025 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Hartford Life and Accidentlife | 572 | — | $6,293 | — |
| Aflaclife, short-term disability | 5 | — | $355 | — |
| Colonial Life and Accident Insurance Companydental, life, short-term disability | 2 | — | $20 | — |
| The Paul Revere Life Insurance Companydental, life, short-term disability | 21 | — | $1,504 | — |
| Aflaccoverage not coded | 104 | — | $18,192 | — |
| Unitedhealthcare Insurance Companyhealth, dental, vision, prescription drug | 289 | — | — | — |
| Unitedhealthcare Insurance Companyhealth | 358 | — | — | — |
Source: DOL Form 5500 Schedule A, plan year 2025. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How New Hope Community, Inc. compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2024 | 2025 | Change | |
|---|---|---|---|
| Participants | 544 | 576 | +5.9% |
| Premiums filed | $0 | $0 | — |
| Broker commissions + fees | $177,203 | $26,364 | −85.1% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2024 and 2025.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| New Hope Community, Inc. Welfare Benefits Plan#520 · insurance, general assets | December 31, 2025 | July 29, 2026 | before deadline | 576 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did New Hope Community, Inc. pay in health insurance broker commissions in 2025?
New Hope Community, Inc.'s 2025 Form 5500 reports $26,364 in broker commissions and fees across 7 insurance contracts ($23,196 in commissions, $3,168 in fees), with Various Agents-Please See Attached receiving the largest share.
Is New Hope Community, Inc.'s health plan self-funded or fully insured?
The 2025 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Unitedhealthcare Insurance Company.
How does New Hope Community, Inc.'s broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for New Hope Community, Inc. because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 500-999 participants that disclosed broker pay reported a median of $104,902.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.