NY City District Council 37, AFSCME Afl-
Updated Filing received by DOL a plan year 2025 filing was received September 21, 2026 for 1 of this employer's 2 plans; this record moves to 2025 when all have arrived
NY City District Council 37, AFSCME Afl-, a public administration employer in New York, New York, reported 24,590 participants in its health and welfare plans for plan year 2024. Its Form 5500 shows 30 insurance contracts with no premium reported and $2.4M in broker commissions and fees. The plan is fully insured (an insurance carrier pays claims). The Department of Labor received the filing on September 30, 2025, within the extension window.
Who was paid on NY City District Council 37, AFSCME Afl-'s plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract NY City District Council 37, AFSCME Afl- filed for 2024.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Winston Financial Services · Manasquan, NJ | $2,141,846 | $270,803 | $2,412,649 | 24 |
| MMG Agency · New York, NY | $18,156 | $0 | $18,156 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2024, as published in EBSA's 2024 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
The 24 largest of 30 contracts reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Aflaccoverage not coded | 108 | — | $3,665 | — |
| Aflacdental | 91 | — | $1,234 | — |
| National Union Fire Insurance Co.coverage not coded | 59 | — | $1,416 | — |
| Life of Bostonlife · amount flagged as implausible, excluded | 14,277 | — | — | — |
| Ing Reliastarlife | 314 | — | $8,571 | — |
| Transamerica Financial Life Insurance Companylife | 10,123 | — | $597,090 | — |
| Aigcoverage not coded | 954 | — | $100,103 | — |
| Life of Bostoncoverage not coded | 159 | — | $5,482 | — |
| Transamerica Financial Life Insurance Companycoverage not coded | 679 | — | $57,699 | — |
| Life of Bostonshort-term disability | 57 | — | $1,934 | — |
| Transamerica Financial Life Insurance Companycoverage not coded | 5,714 | — | $674,238 | — |
| Transamerica Financial Life Insurance Companycoverage not coded | 598 | — | $43,170 | — |
| Metropolitan Life Insurance Companyshort-term disability · amount flagged as implausible, excluded | 6,771 | — | — | — |
| Metropolitan Life Insurance Companyshort-term disability | 6,173 | — | $376,082 | — |
| New York Life Group Benefitslong-term disability | 143 | — | $20,523 | — |
| Metropolitan Life Insurance Companyhealth | 124 | — | $1,222 | — |
| Metropolitan Life Insurance Companyhealth | — | — | $28 | — |
| Metropolitan Life Insurance Companydental, HMO | 1,276 | — | $24,116 | — |
| Metropolitan Life Insurance Companylife | 125 | — | $1,990 | — |
| Metropolitan Life Insurance Companylife | 1,520 | — | $728 | — |
| Metropolitan Life Insurance Companylife | 6,029 | — | $17,832 | — |
| Metropolitan Life Insurance Companyhealth | 5,563 | — | $149,300 | — |
| Metropolitan Life Insurance Companyhealth | 6,866 | — | $234,767 | — |
| Metropolitan Life Insurance Companyshort-term disability | 58 | — | $16,473 | — |
Source: DOL Form 5500 Schedule A, plan year 2024. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How NY City District Council 37, AFSCME Afl- compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2023 | 2024 | Change | |
|---|---|---|---|
| Participants | 23,404 | 24,590 | +5.1% |
| Premiums filed | $0 | $0 | not comparable |
| Broker commissions + fees | $3,154,336 | $2,435,380 | −22.8% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2023 and 2024.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| District Council 37,afscme, Afl-Cio#503 · insurance | December 31, 2024 | September 30, 2025 | within extension | 24,590 |
| Welfare Plan for Employees of District Council 37#501 · insurance | December 31, 2024 | October 12, 2025 | within extension | 323 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did NY City District Council 37, AFSCME Afl- pay in health insurance broker commissions in 2024?
NY City District Council 37, AFSCME Afl-'s 2024 Form 5500 reports $2,435,380 in broker commissions and fees across 30 insurance contracts ($2,164,577 in commissions, $270,803 in fees), with Winston Financial Services receiving the largest share.
Is NY City District Council 37, AFSCME Afl-'s health plan self-funded or fully insured?
The 2024 filing indicates the plan is fully insured (an insurance carrier pays claims). Medical coverage is written by Metropolitan Life Insurance Company.
How does NY City District Council 37, AFSCME Afl-'s broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for NY City District Council 37, AFSCME Afl- because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 5,000+ participants that disclosed broker pay reported a median of $458,262.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.