O'connor Company Inc
Updated Filing received by DOL
O'connor Company Inc, a wholesale trade employer in Sioux Falls, South Dakota, reported 135 participants in its health and welfare plan for plan year 2025. Its Form 5500 shows 3 insurance contracts with no premium reported and $15,253 in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on July 28, 2026, before the deadline.
Who was paid on O'connor Company Inc's plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract O'connor Company Inc filed for 2025.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Boen & Associates Inc · Sioux Falls, SD | $4,427 | $0 | $4,427 | 1 |
| Pamela J Kreber · Sioux Falls, SD | $3,875 | $76 | $3,951 | 1 |
| Guenot Enterprises Inc · Rapid City, SD | $1,548 | $67 | $1,615 | 1 |
| Melissa J Beck · Hartford, SD | $742 | $18 | $760 | 1 |
| Aws Inc · Sioux Falls, SD | $631 | $18 | $649 | 1 |
| Gregory a Ness · Moorhead, MN | $516 | $0 | $516 | 1 |
| Brittany Marie Uran · Rapid City, SD | $432 | $16 | $448 | 1 |
| Amber Marie Lind · Rapid City, SD | $333 | $16 | $349 | 1 |
| Jaclyn Rose Mann · Rapid City, SD | $261 | $0 | $261 | 1 |
| Nadine Theresa Pollman · Brookings, SD | $252 | $0 | $252 | 1 |
| Renae Sallquist Knopf · Sioux Falls, SD | $179 | $0 | $179 | 1 |
| Tracy L Hostler · Brookings, SD | $164 | $0 | $164 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2025, as published in EBSA's 2025 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Wellmark of South Dakota Inchealth | 121 | — | — | — |
| Sun Life Assurance Company of Canadalife | 60 | — | $4,427 | — |
| Aflacdental, vision, life, short-term disability, indemnity | 87 | — | $10,826 | — |
Source: DOL Form 5500 Schedule A, plan year 2025. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How O'connor Company Inc compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2024 | 2025 | Change | |
|---|---|---|---|
| Participants | 128 | 135 | +5.5% |
| Premiums filed | $0 | $0 | — |
| Broker commissions + fees | $14,294 | $15,253 | +6.7% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2024 and 2025.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| O'connor Company Flexible Benefits Plan#508 · insurance, general assets | December 31, 2025 | July 28, 2026 | before deadline | 135 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did O'connor Company Inc pay in health insurance broker commissions in 2025?
O'connor Company Inc's 2025 Form 5500 reports $15,253 in broker commissions and fees across 3 insurance contracts ($15,043 in commissions, $210 in fees), with Boen & Associates Inc receiving the largest share.
Is O'connor Company Inc's health plan self-funded or fully insured?
The 2025 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Wellmark of South Dakota Inc.
How does O'connor Company Inc's broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for O'connor Company Inc because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 100-199 participants that disclosed broker pay reported a median of $53,852.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.