O'connor Woods Housing Corp
Updated Filing received by DOL
O'connor Woods Housing Corp, a healthcare & social assistance employer in Stockton, California, reported 266 participants in its health and welfare plan for plan year 2025. Its Form 5500 shows 6 insurance contracts with no premium reported and $126,743 in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on September 2, 2026, within the extension window.
Who was paid on O'connor Woods Housing Corp's plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract O'connor Woods Housing Corp filed for 2025.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Relation Insurance · San Marino, CA | $121,339 | $57 | $121,396 | 6 |
| Centro Benefits Research, LLC · Beachwood, OH | $0 | $2,716 | $2,716 | 1 |
| Marjorie B. Yacopetti · Lodi, CA | $616 | $30 | $646 | 1 |
| Pauline M. Simpson · Manteca, CA | $428 | $166 | $594 | 1 |
| Lance Walusko and Other Agents · Denair, CA | $375 | $36 | $411 | 1 |
| Kibble & Prentice Holding Company · Stockton, CA | $389 | $0 | $389 | 1 |
| Peter James Sarantis · Roseville, CA | $268 | $42 | $310 | 1 |
| Lauralyne Boone · Livermore, CA | $280 | $0 | $280 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2025, as published in EBSA's 2025 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Premier Access Insurance Companydental | 81 | — | $1,075 | — |
| Metropolitan Life Insurance Companyvision | 345 | — | $1,954 | — |
| Sutter Health Planhealth, prescription drug, HMO | 159 | — | $54,308 | — |
| Kaiser Foundation Health Plan, Inc.health, prescription drug, HMO | 111 | — | $54,287 | — |
| Aflacindemnity | 20 | — | $3,904 | — |
| The Lincoln National Life Insurance Companylife, short-term disability | 278 | — | $11,215 | — |
Source: DOL Form 5500 Schedule A, plan year 2025. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How O'connor Woods Housing Corp compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2024 | 2025 | Change | |
|---|---|---|---|
| Participants | 266 | 266 | +0.0% |
| Premiums filed | $0 | $0 | not comparable |
| Broker commissions + fees | $113,748 | $126,743 | +11.4% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2024 and 2025.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| O'connor Woods Health and Welfare Plan#501 · insurance, general assets | December 31, 2025 | September 2, 2026 | within extension | 266 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did O'connor Woods Housing Corp pay in health insurance broker commissions in 2025?
O'connor Woods Housing Corp's 2025 Form 5500 reports $126,743 in broker commissions and fees across 6 insurance contracts ($123,696 in commissions, $3,047 in fees), with Relation Insurance receiving the largest share.
Is O'connor Woods Housing Corp's health plan self-funded or fully insured?
The 2025 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Sutter Health Plan, Kaiser Foundation Health Plan, Inc..
How does O'connor Woods Housing Corp's broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for O'connor Woods Housing Corp because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 200-499 participants that disclosed broker pay reported a median of $77,013.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.