Ozarks Coca-Cola/Dr Pepper Bottling Company
Updated Filing received by DOL
Ozarks Coca-Cola/Dr Pepper Bottling Company, a wholesale trade employer in Springfield, Missouri, reported 688 participants in its health and welfare plan for plan year 2024. Its Form 5500 shows 5 insurance contracts with no premium reported and $195,476 in broker commissions and fees. The plan is self-funded (the employer pays claims itself, with stop-loss coverage from Siriuspoint America Insurance Company). The Department of Labor received the filing on October 9, 2025, within the extension window.
Who was paid on Ozarks Coca-Cola/Dr Pepper Bottling Company's plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Ozarks Coca-Cola/Dr Pepper Bottling Company filed for 2024.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Med-Pay, Inc. · Springfield, MO | $195,476 | $0 | $195,476 | 5 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2024, as published in EBSA's 2024 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| The Lincoln National Life Insurance Companylong-term disability | 751 | — | $2,114 | — |
| The Lincoln National Life Insurance Companylife | 247 | — | $3,594 | — |
| The Lincoln National Life Insurance Companylife | 408 | — | $10,316 | — |
| Siriuspoint America Insurance Companystop-loss | 751 | — | $99,738 | — |
| Siriuspoint America Insurance Companystop-loss | 751 | — | $79,714 | — |
Source: DOL Form 5500 Schedule A, plan year 2024. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Ozarks Coca-Cola/Dr Pepper Bottling Company compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2023 | 2024 | Change | |
|---|---|---|---|
| Participants | 687 | 688 | +0.1% |
| Premiums filed | $0 | $0 | — |
| Broker commissions + fees | $182,787 | $195,476 | +6.9% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2023 and 2024.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Ozarks Coca-Cola/Dr Pepper Bottling Company Group Health Plan#501 · insurance, trust | December 31, 2024 | October 9, 2025 | within extension | 688 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Ozarks Coca-Cola/Dr Pepper Bottling Company pay in health insurance broker commissions in 2024?
Ozarks Coca-Cola/Dr Pepper Bottling Company's 2024 Form 5500 reports $195,476 in broker commissions and fees across 5 insurance contracts ($195,476 in commissions, $0 in fees), with Med-Pay, Inc. receiving the largest share.
Is Ozarks Coca-Cola/Dr Pepper Bottling Company's health plan self-funded or fully insured?
The 2024 filing indicates the plan is self-funded (the employer pays claims itself, with stop-loss coverage from Siriuspoint America Insurance Company).
How does Ozarks Coca-Cola/Dr Pepper Bottling Company's broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Ozarks Coca-Cola/Dr Pepper Bottling Company because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 500-999 participants that disclosed broker pay reported a median of $104,902.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.