Rockcastle County Hospital, Inc
Updated Filing received by DOL
Rockcastle County Hospital, Inc, a healthcare & social assistance employer in Mount Vernon, Kentucky, reported 541 participants in its health and welfare plan for plan year 2024. Its Form 5500 shows 4 insurance contracts with no premium reported and $91,004 in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on June 2, 2025, before the deadline.
Who was paid on Rockcastle County Hospital, Inc's plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Rockcastle County Hospital, Inc filed for 2024.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Gallagher · Cleveland, OH | $30,321 | $11,701 | $42,022 | 4 |
| Wla Insurance LLC · Louisville, KY | $13,884 | $0 | $13,884 | 3 |
| Benetek Corporation | $0 | $13,632 | $13,632 | 1 |
| Skyline Terrace LLC · Louisville, KY | $6,033 | $0 | $6,033 | 1 |
| Houchens Insurance Group Inc · Bowling Green, KY | $3,866 | $297 | $4,163 | 2 |
| Deborah S Golden · Bowling Green, KY | $2,264 | $90 | $2,354 | 2 |
| Watch Tower Benefits | $0 | $1,794 | $1,794 | 1 |
| American United Life | $0 | $1,283 | $1,283 | 1 |
| Ted Bennett · Bowling Green, KY | $997 | $84 | $1,081 | 2 |
| Kentucky Hospital Service Co · Louisville, KY | $1,016 | $0 | $1,016 | 3 |
| Maryanne Anderson · Bowling Green, KY | $892 | $23 | $915 | 1 |
| Frankie Glee Williams · Bowling Green, KY | $632 | $0 | $632 | 2 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2024, as published in EBSA's 2024 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Where Part I rows added up to more than the contract's Schedule A total, they were scaled down to that total. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Anthem Health Plans of Kentucky, Inc.health, dental, vision | 630 | — | $7,837 | — |
| Colonial Life & Accident Insurance Companylife, short-term disability, long-term disability | 3 | — | $145 | — |
| American United Life Insurance Companylife, short-term disability, long-term disability | 593 | — | $64,798 | — |
| Colonial Life & Accident Insurance Companylife, short-term disability, long-term disability | 214 | — | $18,224 | — |
Source: DOL Form 5500 Schedule A, plan year 2024. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Rockcastle County Hospital, Inc compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2023 | 2024 | Change | |
|---|---|---|---|
| Participants | 534 | 541 | +1.3% |
| Premiums filed | $0 | $0 | not comparable |
| Broker commissions + fees | $97,083 | $91,004 | −6.3% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2023 and 2024.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Rockcastle County Hospital, Inc. Employee Health Benefits Plan#501 · insurance, general assets | December 31, 2024 | June 2, 2025 | before deadline | 541 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Rockcastle County Hospital, Inc pay in health insurance broker commissions in 2024?
Rockcastle County Hospital, Inc's 2024 Form 5500 reports $91,004 in broker commissions and fees across 4 insurance contracts ($62,031 in commissions, $28,973 in fees), with Gallagher receiving the largest share.
Is Rockcastle County Hospital, Inc's health plan self-funded or fully insured?
The 2024 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Anthem Health Plans of Kentucky, Inc..
How does Rockcastle County Hospital, Inc's broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Rockcastle County Hospital, Inc because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 500-999 participants that disclosed broker pay reported a median of $104,902.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.