Semmes-Murphey Clinic PC
Updated Filing received by DOL a plan year 2025 filing was received July 23, 2026 for 1 of this employer's 2 plans; this record moves to 2025 when all have arrived
Semmes-Murphey Clinic PC, a healthcare & social assistance employer in Memphis, Tennessee, reported 367 participants in its health and welfare plans for plan year 2024. Its Form 5500 shows $194,457 in insurance premiums across 2 contracts and $40,482 in broker commissions and fees. The plan is self-funded (the employer pays claims itself). The Department of Labor received the filing on June 2, 2025, before the deadline.
Who was paid on Semmes-Murphey Clinic PC's plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Semmes-Murphey Clinic PC filed for 2024.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Benjamin Webb Sabin · Germantown, TN | $40,482 | $0 | $40,482 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2024, as published in EBSA's 2024 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Bluecross Blueshield of Tennessee, Inc.dental, vision | 513 | $194,457 | — | — |
| The Guardian Life Insurance Company of Americalife, long-term disability | 349 | — | $40,482 | — |
Source: DOL Form 5500 Schedule A, plan year 2024. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Semmes-Murphey Clinic PC compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2023 | 2024 | Change | |
|---|---|---|---|
| Participants | 327 | 367 | +12.2% |
| Premiums filed | $201,409 | $194,457 | −3.5% |
| Broker commissions + fees | $43,045 | $40,482 | −6.0% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2023 and 2024.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Semmes-Murphey Clinic PC Welfare Benefits Plan#530 · insurance, general assets | December 31, 2024 | June 2, 2025 | before deadline | 367 |
| Semmes-Murphey Clinic Section 125 Plan#501 · general assets | December 31, 2024 | May 16, 2025 | before deadline | 113 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Semmes-Murphey Clinic PC pay in health insurance broker commissions in 2024?
Semmes-Murphey Clinic PC's 2024 Form 5500 reports $40,482 in broker commissions and fees across 2 insurance contracts ($40,482 in commissions, $0 in fees), with Benjamin Webb Sabin receiving the largest share.
Is Semmes-Murphey Clinic PC's health plan self-funded or fully insured?
The 2024 filing indicates the plan is self-funded (the employer pays claims itself).
How does Semmes-Murphey Clinic PC's broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Semmes-Murphey Clinic PC because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 200-499 participants that disclosed broker pay reported a median of $77,013.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.