Sohdental, LLC
Updated Filing received by DOL
Sohdental, LLC, a healthcare & social assistance employer in Ballwin, Missouri, reported 301 participants in its health and welfare plan for plan year 2025. Its Form 5500 shows $626,799 in insurance premiums across 8 contracts and $158,861 in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on August 28, 2026, within the extension window.
Who was paid on Sohdental, LLC's plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Sohdental, LLC filed for 2025.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Charles L Crane Agency Co · Chesterfield, MO | $96,247 | $56,280 | $152,527 | 5 |
| Brown & Brown · Kansas City, MO | $5,638 | $696 | $6,334 | 13 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2025, as published in EBSA's 2025 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| University Health Alliancehealth, vision, prescription drug | 66 | $626,799 | — | — |
| Aetna Life Insurance Co.dental, vision | 275 | — | $56 | — |
| Metlifelife, short-term disability, long-term disability | 340 | — | $10,955 | — |
| HDSdental | 43 | — | — | — |
| Metlifehealth | 78 | — | $3,598 | — |
| Metlifehealth | 102 | — | $3,337 | — |
| Metropolitan Life Insurance Companyhealth | 44 | — | $2,425 | — |
| Cigna Health and Life Insurance Companycoverage not coded | 238 | — | $138,490 | — |
Source: DOL Form 5500 Schedule A, plan year 2025. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Sohdental, LLC compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Premium per covered person on medical contracts: $9,497 a year (national median $7,274).
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2024 | 2025 | Change | |
|---|---|---|---|
| Participants | 300 | 301 | +0.3% |
| Premiums filed | $569,418 | $626,799 | not comparable |
| Broker commissions + fees | $69,088 | $158,861 | +129.9% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2024 and 2025.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Soh Dental LLC Health and Welfare Plan#501 · insurance, general assets | December 31, 2025 | August 28, 2026 | within extension | 301 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Sohdental, LLC pay in health insurance broker commissions in 2025?
Sohdental, LLC's 2025 Form 5500 reports $158,861 in broker commissions and fees across 8 insurance contracts ($101,885 in commissions, $56,976 in fees), with Charles L Crane Agency Co receiving the largest share.
Is Sohdental, LLC's health plan self-funded or fully insured?
The 2025 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by University Health Alliance, Metlife, Metropolitan Life Insurance Company.
How does Sohdental, LLC's broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Sohdental, LLC because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 200-499 participants that disclosed broker pay reported a median of $77,013.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.