Stamford Health, Inc.
Updated Filing received by DOL
Stamford Health, Inc., a healthcare & social assistance employer in Stamford, Connecticut, reported 2,947 participants in its health and welfare plan for plan year 2025. Its Form 5500 shows $14,299 in insurance premiums across 15 contracts and $597,163 in broker commissions and fees. The plan is self-funded (the employer pays claims itself, with stop-loss coverage from Symetra Life Insurance Company). The Department of Labor received the filing on August 25, 2026, within the extension window.
Who was paid on Stamford Health, Inc.'s plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Stamford Health, Inc. filed for 2025.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Willis Towers Watson · New York, NY | $391,516 | $199,837 | $591,353 | 11 |
| Employee Family Protection Inc. · Glastonbury, CT | $3,974 | $0 | $3,974 | 2 |
| Charles W Warner Company · Glastonbury, CT | $1,015 | $0 | $1,015 | 1 |
| Alliant Insurance Services · San Diego, CA | $821 | $0 | $821 | 2 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2025, as published in EBSA's 2025 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Delta Dental of Connecticut, Inc.dental | 12 | $14,299 | — | — |
| Reliance Standard Life Insurance Companycoverage not coded | — | — | $64 | — |
| Reliance Standard Life Insurance Companylife | 3,374 | — | $47,639 | — |
| Reliance Standard Life Insurance Companylong-term disability | 3,028 | — | $68,309 | — |
| Reliance Standard Life Insurance Companycoverage not coded | 799 | — | $3,665 | — |
| Reliance Standard Life Insurance Companylife | 789 | — | $55,669 | — |
| Reliance Standard Life Insurance Companyshort-term disability | 769 | — | $119,349 | — |
| Unum Life Insurance Company of Americacoverage not coded | 13 | — | $236 | — |
| Provident Life and Accident Insurance Companylife, short-term disability | 522 | — | $9,801 | — |
| Eyemed Vision Carevision | 5,894 | — | — | — |
| Eyemed Vision Carevision | 27 | — | — | — |
| Symetra Life Insurance Companystop-loss | 2,995 | — | $177,829 | — |
| Delta Dental of New Jersey, Inc.dental | 6,099 | — | — | — |
| First Unum Life Insurance Companylife | 30 | — | $438 | — |
| Reliastar Life Insurance Companyshort-term disability | 4,432 | — | $114,164 | — |
Source: DOL Form 5500 Schedule A, plan year 2025. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Stamford Health, Inc. compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2024 | 2025 | Change | |
|---|---|---|---|
| Participants | 2,996 | 2,947 | −1.6% |
| Premiums filed | $15,704 | $14,299 | −8.9% |
| Broker commissions + fees | $704,600 | $597,163 | −15.2% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2024 and 2025.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Stamford Health System Health and Welfare Plan#501 · insurance, general assets | December 31, 2025 | August 25, 2026 | within extension | 2,947 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Stamford Health, Inc. pay in health insurance broker commissions in 2025?
Stamford Health, Inc.'s 2025 Form 5500 reports $597,163 in broker commissions and fees across 15 insurance contracts ($397,326 in commissions, $199,837 in fees), with Willis Towers Watson receiving the largest share.
Is Stamford Health, Inc.'s health plan self-funded or fully insured?
The 2025 filing indicates the plan is self-funded (the employer pays claims itself, with stop-loss coverage from Symetra Life Insurance Company).
How does Stamford Health, Inc.'s broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Stamford Health, Inc. because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 1,000-4,999 participants that disclosed broker pay reported a median of $168,579.
Send the full findings to your inbox.
A specialist writes up every finding for Stamford Health, Inc. with the methodology and public-source citations, in a form you can forward to your CFO or counsel. Tick the box if you also want a 15-minute walkthrough call.
We don't sell your email. By submitting, you agree that BenefitsLedger and its benefits advisory partner, WellthCare, may email or call you about these findings. Opt out anytime by replying. See our privacy policy.
Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.