Veritiv Operating Company
Updated Filing received by DOL
Veritiv Operating Company, a wholesale trade employer in Atlanta, Georgia, reported 4,209 participants in its health and welfare plan for plan year 2025. Its Form 5500 shows $609,389 in insurance premiums across 37 contracts and $2.4M in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on June 8, 2026, before the deadline.
Who was paid on Veritiv Operating Company's plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Veritiv Operating Company filed for 2025.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Aon · Chicago, IL | $1,169,436 | $1,010,921 | $2,180,357 | 30 |
| Hewitt Ins Brokerage LLC · Chicago, IL | $94,628 | $41,172 | $135,800 | 4 |
| Hewitt Insurance Brokerage · Chicago, IL | $61,051 | $4,119 | $65,170 | 4 |
| Jennifer N Buck · Pecatonica, IL | $42,871 | $0 | $42,871 | 1 |
| Jennifer Buck · Atlanta, GA | $8,113 | $0 | $8,113 | 2 |
| Richard Keith Carter SR · Columbus, GA | $393 | $0 | $393 | 1 |
| Sue C Tucker · Cusseta, AL | $392 | $0 | $392 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2025, as published in EBSA's 2025 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
The 24 largest of 37 contracts reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
Source: DOL Form 5500 Schedule A, plan year 2025. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Veritiv Operating Company compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Premium per covered person on medical contracts: $10,845 a year (national median $7,274).
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2024 | 2025 | Change | |
|---|---|---|---|
| Participants | 4,094 | 4,209 | +2.8% |
| Premiums filed | $953,218 | $609,389 | not comparable |
| Broker commissions + fees | $2,212,279 | $2,433,799 | +10.0% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2024 and 2025.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Veritiv Health and Welfare Benefits Plan#501 · insurance, general assets | December 31, 2025 | June 8, 2026 | before deadline | 4,209 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Veritiv Operating Company pay in health insurance broker commissions in 2025?
Veritiv Operating Company's 2025 Form 5500 reports $2,433,799 in broker commissions and fees across 37 insurance contracts ($1,377,587 in commissions, $1,056,212 in fees), with Aon receiving the largest share.
Is Veritiv Operating Company's health plan self-funded or fully insured?
The 2025 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Medical Mutual, UPMC Health Options, Aetna Life Insurance Co..
How does Veritiv Operating Company's broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Veritiv Operating Company because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 1,000-4,999 participants that disclosed broker pay reported a median of $168,579.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.