West Tampa Glass Company, Inc.
Updated Filing received by DOL
West Tampa Glass Company, Inc., a real estate & rental employer in Tampa, Florida, reported 135 participants in its health and welfare plan for plan year 2024. Its Form 5500 shows $372,655 in insurance premiums across 12 contracts and $26,761 in broker commissions and fees, 2.9% of medical premium against a national median of 3.8% among plans that paid commissions in plan year 2024. The plan is fully insured (an insurance carrier pays claims). The Department of Labor received the filing on September 25, 2025, before the deadline.
Who was paid on West Tampa Glass Company, Inc.'s plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract West Tampa Glass Company, Inc. filed for 2024.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| The Baldwin Group · Tampa, FL | $23,955 | $948 | $24,903 | 12 |
| Gis Benefits Inc · Morris, IL | $0 | $1,597 | $1,597 | 2 |
| Watchtower Benefits LLC · Chicago, IL | $0 | $261 | $261 | 3 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2024, as published in EBSA's 2024 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Health Optionshealth, prescription drug, HMO | 36 | $247,662 | $10,701 | 4.3% |
| Blue Cross Blue Shield of Floridahealth, prescription drug | 8 | $84,749 | — | — |
| Trulihealth, prescription drug, HMO | 7 | $40,244 | — | — |
| Humana Insurance Companydental, vision, HMO | 56 | — | $3,453 | — |
| The Lincoln National Life Insurance Companyshort-term disability | 21 | — | $3,755 | — |
| The Lincoln National Life Insurance Companylong-term disability | 16 | — | $2,520 | — |
| Usable Lifelife | 135 | — | $752 | — |
| Usable Lifecoverage not coded | 33 | — | $2,104 | — |
| Usable Lifecoverage not coded | 33 | — | $132 | — |
| United of Omaha Life Insurance Companycoverage not coded | 7 | — | $719 | — |
| United of Omaha Life Insurance Companycoverage not coded | 40 | — | $1,345 | — |
| United of Omaha Life Insurance Companycoverage not coded | 30 | — | $1,280 | — |
Source: DOL Form 5500 Schedule A, plan year 2024. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How West Tampa Glass Company, Inc. compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Premium per covered person on medical contracts: $7,307 a year (national median $7,274).
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| West Tampa Glass Company, Inc. Cafeteria and Erisa Wrap Plan#501 · insurance | February 28, 2025 | September 25, 2025 | before deadline | 135 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did West Tampa Glass Company, Inc. pay in health insurance broker commissions in 2024?
West Tampa Glass Company, Inc.'s 2024 Form 5500 reports $26,761 in broker commissions and fees across 12 insurance contracts ($23,955 in commissions, $2,806 in fees), with The Baldwin Group receiving the largest share.
Is West Tampa Glass Company, Inc.'s health plan self-funded or fully insured?
The 2024 filing indicates the plan is fully insured (an insurance carrier pays claims). Medical coverage is written by Health Options, Blue Cross Blue Shield of Florida, Truli.
How does West Tampa Glass Company, Inc.'s broker compensation compare with similar employers?
West Tampa Glass Company, Inc. paid 2.9% of medical premium in commissions and fees. The median for employers with 100-199 participants is 4.2%, and the median in Florida is 4.6%. Percentages are computed only on fully insured medical contracts with filed premiums.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.