Huntsville, Alabama employer health plans: what they cost and who gets paid
Updated plan year 2024, the most recent complete year
77 employers in Huntsville, Alabama filed health plans with 100 or more participants for plan year 2024, covering 33,431 participants. They reported $141M in insurance premiums and $7.8M in broker commissions and fees. Against 2023, premiums were up 37.2% and broker pay rose 26.2%.
Funding: 23 fully insured · 17 self-funded · 37 mixed. 54 of 77 plans pay at least some medical claims from the employer's own assets.
Largest employer health plans in Huntsville
Huntsville employers reporting the most insurance premium across every Schedule A contract, with what they paid brokers.
| Employer | Premiums | Broker pay | Participants | Top broker |
|---|---|---|---|---|
| Axient, LLC | $16,936,640 | $290,330 | 1,952 | OneDigital |
| Integration Innovation, Inc dba I3 | $13,222,568 | $251,016 | 746 | Valent Group LLC |
| Adtran, Inc. | $11,802,372 | $227,045 | 990 | Lockton |
| Intuitive Research and Technology Corporation | $5,831,160 | $119,482 | 521 | Valent |
| Trirx Huntsville Pharmaceutical Services, LLC | $4,854,917 | — | 108 | — |
| Intrepid Group, Inc. | $4,405,664 | $110,356 | 349 | Insurity Benefits Group, LLC |
| Sigmatech, Inc. | $3,795,943 | $100,917 | 449 | The Baldwin Group |
| Ironmountain Solutions, Inc. | $3,762,665 | $195,328 | 329 | Marsh McLennan Agency |
| Avion Solutions, Inc | $3,742,332 | $25,070 | 229 | Community Insurance LLC |
| Simulation Technologies, Inc. Simtech | $3,646,657 | — | 198 | — |
| T-H Marine Supplies LLC | $3,352,176 | $84,462 | 437 | Marsh McLennan Agency |
| Sangoma US, Inc | $3,342,567 | $98,814 | 410 | Acrisure |
| Jesse Stutts, Inc | $3,188,720 | $90,527 | 199 | Insurity Benefits Group, LLC |
| Hudson-Alpha Institute for Biotechnology | $3,099,189 | $29,907 | 225 | Valent Group LLC |
| Ierus Technologies, Inc. | $2,926,360 | $45,552 | 213 | Marsh McLennan Agency |
| Davidson Technologies, Inc. | $2,756,533 | $59,788 | 252 | Marsh McLennan Agency |
| Huntsville-Madsion County Mental Health Board, Inc. | $2,574,666 | $44,568 | 387 | Employee Benefit Strategies |
| Leap Service Partners, LLC | $2,572,950 | $85,270 | 269 | Brian G Mann |
| Canvas, Inc. | $2,553,760 | $57,688 | 336 | Gayle T. Milton |
| CFD Research Corporation | $2,413,051 | $53,450 | 198 | Marsh McLennan Agency |
| Decibel Research, Inc. | $2,325,604 | $19,150 | 148 | Marsh McLennan Agency |
| Aviation & Missile Solutions, LLC | $2,148,081 | $61,592 | 178 | Lockton |
| Sentar Inc. | $2,094,389 | $89,466 | 276 | Valent Group, LLC |
| Seabrook Solutions LLC | $2,057,900 | $85,779 | 245 | Valent Group LLC |
| Radiology of Huntsville, PC | $1,886,756 | $36,890 | 115 | Valent Group, LLC |
Source: DOL Form 5500 Schedule A, plan year 2024; employers are grouped by the sponsor's mailing city as filed. Self-funded employers show only stop-loss and ancillary premium.
Who gets paid
Commissions and fees reported by Huntsville employers, with the number of employer plans naming each broker.
| Broker | Commissions + fees | Plans |
|---|---|---|
| Valent Group, LLC | $1,354,865 | 20 |
| Marsh McLennan Agency | $1,298,501 | 17 |
| Lockton | $1,258,089 | 8 |
| The Baldwin Group | $582,970 | 4 |
| OneDigital | $278,716 | 1 |
| Gayle T. Milton | $253,044 | 2 |
| Benefit Communication Inc | $242,225 | 1 |
| Cobbs Allen | $217,852 | 4 |
| HUB International | $200,832 | 1 |
| Insurity Benefits Group, LLC | $153,681 | 2 |
Largest medical carriers
Medical premium written for these employers.
Huntsville against Alabama and the U.S.
Medians over the same definitions on every BenefitsLedger page: commission rate on commission-paying, fully insured medical plans; broker pay per employer that disclosed any; medical premium per covered person.
| Huntsville | Alabama | United States | |
|---|---|---|---|
| Employer plans | 77 | 638 | 58,547 |
| Median commission rate | n/a | 3.7% | 3.8% |
| Middle half of rates | n/a | 3.0% – 4.8% | 2.7% – 5.0% |
| Median broker pay per employer | $76,081 | $64,089 | $72,628 |
| Medical premium per covered person | $7,264 | $6,384 | $7,274 |
| Plans reporting no commission | 38 | 272 | 933 |
Year over year. In plan year 2023, 79 Huntsville employers reported $103M in premiums and $6.2M in broker pay for 30,780 participants; in 2024 it was $141M and $7.8M for 33,431 participants (premiums +37.2%, broker pay +26.2%).
Source: DOL Form 5500 and Schedule A, plan years 2024 and 2023, employer health plans with 100 or more participants; built October 24, 2026. Medians need at least 10 rated plans to be shown for a city. Methodology.
How much do Huntsville employers pay health insurance brokers?
77 Huntsville employers reported $7,833,223 in broker commissions and fees on their 2024 Form 5500 filings, 72 of them disclosing at least some compensation. Too few fully insured medical plans in Huntsville reported premium to compute a stable commission rate; the Alabama median is 3.7% and the U.S. median is 3.8%. In dollars, the median Huntsville employer that disclosed broker pay reported $76,081.
Which Huntsville employers have the largest health plans?
By insurance premium reported for 2024, Axient, LLC ($17M), Integration Innovation, Inc dba I3 ($13M), Adtran, Inc. ($12M) lead. 25 Huntsville employers are listed on this page; every employer in the record has its own page.
Which brokers and carriers are paid the most in Huntsville?
By compensation reported by Huntsville employers, the largest brokers are Valent Group, LLC ($1.4M, 20 plans), Marsh McLennan Agency ($1.3M, 17 plans), Lockton ($1.3M, 8 plans). By medical premium, the largest carriers are Blue Cross and Blue Shield of Alabama, Bluecross Blueshield of Tennessee, Inc., Arch Insurance Company.
Are Huntsville employer health plans self-funded or fully insured?
Of 77 Huntsville employer plans, 23 are fully insured, 17 are self-funded and 37 mix insured and self-funded coverage. Self-funded plans report only stop-loss and ancillary contracts on Schedule A, so their premium and broker pay understate total spend.
Other cities in Alabama
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