Columbus, Indiana employer health plans: what they cost and who gets paid
Updated plan year 2024, the most recent complete year
19 employers in Columbus, Indiana filed health plans with 100 or more participants for plan year 2024, covering 58,345 participants. They reported $657,389 in insurance premiums and $1.9M in broker commissions and fees. Against 2023, premiums were up 232.7% and broker pay fell 14.9%.
Funding: 3 fully insured · 10 self-funded · 6 mixed. 16 of 19 plans pay at least some medical claims from the employer's own assets.
Largest employer health plans in Columbus
Columbus employers reporting the most insurance premium across every Schedule A contract, with what they paid brokers.
| Employer | Premiums | Broker pay | Participants | Top broker |
|---|---|---|---|---|
| Centra Credit Union | $271,207 | $68,571 | 387 | Hylant |
| Grammer Logistics, Inc. | $179,958 | $29,020 | 331 | Willis Towers Watson |
| Siho Holding Inc. | $121,352 | $9,030 | 133 | Dental Net, Inc. |
| Vernet US Corporation | $67,636 | $81,433 | 195 | Shepherd Insurance LLC |
| Cummins Inc | $10,351 | $152,679 | 33,862 | Marsh McLennan Agency |
| Belflex Staffing Network, LLC | $6,885 | $11,690 | 141 | Lockton |
| Toyota Industries North America, Inc. | $0 | $319,416 | 13,976 | Mercer |
| Elwood Staffing Services, Inc. | $0 | $519,922 | 5,208 | Insurance Applications Group |
| Dorel Juvenile Group Inc | $0 | $103,545 | 759 | James R. Nelligan & Associates |
| Enkei America, Inc. | $0 | $81,894 | 692 | USI Insurance Services |
| Developmental Services Inc | $0 | $194,777 | 657 | Enrollease |
| Columbus Regional Health Physicians, LLC. | $0 | $71,671 | 470 | Mercer |
| Ler Techforce LLC | $0 | — | 274 | — |
| Southeastern in Medical Holdings, Inc. Employee Benefit Plan | $0 | $29,758 | 270 | Mercer |
| Rightway Fasteners, Inc. | $0 | $38,004 | 264 | USI Insurance Services |
| PMG Indiana, LLC | $0 | $51,833 | 255 | USI Insurance Services |
| Precision Tools Service, Inc. | $0 | $96,249 | 216 | James R. Nelligan and Associates |
| LHP, Inc. | $0 | $41,709 | 131 | The James B. Oswald Company |
| Our Hospice of South Central Indiana Inc | $0 | $950 | 124 | — |
Source: DOL Form 5500 Schedule A, plan year 2024; employers are grouped by the sponsor's mailing city as filed. Self-funded employers show only stop-loss and ancillary premium.
Who gets paid
Commissions and fees reported by Columbus employers, with the number of employer plans naming each broker.
| Broker | Commissions + fees | Plans |
|---|---|---|
| Insurance Applications Group | $351,998 | 1 |
| Mercer | $330,261 | 3 |
| Hylant | $232,766 | 2 |
| USI Insurance Services | $139,229 | 4 |
| Marsh McLennan Agency | $92,303 | 2 |
| Willis Towers Watson | $89,396 | 2 |
| Shepherd Insurance LLC | $78,283 | 1 |
| Enrollease | $65,363 | 1 |
| Empower Benefits, Inc. | $51,963 | 1 |
| Stealth Partner Group LLC | $49,906 | 1 |
Largest medical carriers
Medical premium written for these employers.
Columbus against Indiana and the U.S.
Medians over the same definitions on every BenefitsLedger page: commission rate on commission-paying, fully insured medical plans; broker pay per employer that disclosed any; medical premium per covered person.
| Columbus | Indiana | United States | |
|---|---|---|---|
| Employer plans | 19 | 1,155 | 58,547 |
| Median commission rate | n/a | 4.9% | 3.8% |
| Middle half of rates | n/a | 3.0% – 8.6% | 2.7% – 5.0% |
| Median broker pay per employer | $70,121 | $48,384 | $72,628 |
| Medical premium per covered person | n/a | n/a | $7,274 |
| Plans reporting no commission | 0 | 6 | 933 |
Year over year. In plan year 2023, 19 Columbus employers reported $197,618 in premiums and $2.2M in broker pay for 53,432 participants; in 2024 it was $657,389 and $1.9M for 58,345 participants (premiums +232.7%, broker pay −14.9%).
Source: DOL Form 5500 and Schedule A, plan years 2024 and 2023, employer health plans with 100 or more participants; built October 24, 2026. Medians need at least 10 rated plans to be shown for a city. Methodology.
How much do Columbus employers pay health insurance brokers?
19 Columbus employers reported $1,902,151 in broker commissions and fees on their 2024 Form 5500 filings, 18 of them disclosing at least some compensation. Too few fully insured medical plans in Columbus reported premium to compute a stable commission rate; the Indiana median is 4.9% and the U.S. median is 3.8%. In dollars, the median Columbus employer that disclosed broker pay reported $70,121.
Which Columbus employers have the largest health plans?
By insurance premium reported for 2024, Centra Credit Union ($271,207), Grammer Logistics, Inc. ($179,958), Siho Holding Inc. ($121,352) lead. 19 Columbus employers are listed on this page; every employer in the record has its own page.
Which brokers and carriers are paid the most in Columbus?
By compensation reported by Columbus employers, the largest brokers are Insurance Applications Group ($351,998, 1 plans), Mercer ($330,261, 3 plans), Hylant ($232,766, 2 plans). By medical premium, the largest carriers are First Stop Health, LLC, Anthem Insurance Companies, Inc., Emphesys Insurance Company.
Are Columbus employer health plans self-funded or fully insured?
Of 19 Columbus employer plans, 3 are fully insured, 10 are self-funded and 6 mix insured and self-funded coverage. Self-funded plans report only stop-loss and ancillary contracts on Schedule A, so their premium and broker pay understate total spend.
Other cities in Indiana
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