Fort Wayne, Indiana employer health plans: what they cost and who gets paid
Updated plan year 2024, the most recent complete year
78 employers in Fort Wayne, Indiana filed health plans with 100 or more participants for plan year 2024, covering 61,007 participants. They reported $2.2M in insurance premiums and $4.9M in broker commissions and fees. Against 2023, premiums were up 21.1% and broker pay rose 7.6%.
Funding: 12 fully insured · 55 self-funded · 11 mixed. 66 of 78 plans pay at least some medical claims from the employer's own assets.
Largest employer health plans in Fort Wayne
Fort Wayne employers reporting the most insurance premium across every Schedule A contract, with what they paid brokers.
| Employer | Premiums | Broker pay | Participants | Top broker |
|---|---|---|---|---|
| Sweetwater Sound, LLC | $1,014,035 | $130,964 | 2,445 | Hylant |
| Ruoff Mortgage Company, Inc. | $309,666 | $171,295 | 912 | Amwins Group Benefits |
| The Arc of Northeast Indiana, Inc. | $173,484 | $56,656 | 342 | Hylant |
| PHD, Inc. | $167,366 | $16,931 | 268 | James R Nelligan and Associates LLC |
| Briljent, LLC | $159,906 | $37,292 | 132 | Marsh McLennan Agency |
| Indiana Institute of Technology | $150,995 | $43,841 | 290 | Hylant |
| Premier Truck Rental LLC | $129,683 | $60,310 | 221 | Hylant |
| Midwest America Federal Credit Union | $105,655 | $45,746 | 179 | USI Insurance Services |
| Fort Wayne Wire Die, Inc. | $19,818 | $11,282 | 107 | Brown & Brown |
| Parkview Health System, Inc | $0 | $739,024 | 16,398 | Locktown Companies LLC |
| Steel Dynamics, Inc. | $0 | $140,266 | 8,464 | Willis Towers Watson |
| Ambassador Enterprises, LLC | $0 | $196,608 | 3,056 | Hylant |
| Franklin Electric Co.,inc | $0 | $136,236 | 2,369 | The Plexus Groupe LLC |
| Aw Holdings, LLC | $0 | $155,904 | 2,125 | Megan Rae Silverman |
| Priority Life Care, LLC | $0 | $132,216 | 2,105 | Alan J Zuccari Inc |
| Do IT Best Corp | $0 | $203,754 | 1,436 | USI Insurance Services |
| Fort Wayne Metals Research Products LLC | $0 | $319,658 | 1,415 | Gallagher |
| Tippmann Group | $0 | — | 1,224 | — |
| Medpro Group Inc. | $0 | $106,654 | 1,221 | HUB International |
| Perfection Bakeries Inc. | $0 | $96,830 | 1,157 | Phllips Benefits Advisors, LLC |
| Shambaugh & Son, L.P. | $0 | $68,493 | 1,084 | Nxtgen LLC |
| Plumbers and Steamfitters Local 166 | $0 | $77,670 | 1,019 | Stealth Partner Group LLC |
| Ducharme, McMillen & Associates, Inc. | $0 | $81,250 | 621 | Hylant |
| Lasting Change, Inc. | $0 | $47,345 | 576 | Phillips Benefits Advisors LLC |
| Circle Logistics, Inc. | $0 | $48,132 | 530 | American Healthcare Group, Inc. |
Source: DOL Form 5500 Schedule A, plan year 2024; employers are grouped by the sponsor's mailing city as filed. Self-funded employers show only stop-loss and ancillary premium.
Who gets paid
Commissions and fees reported by Fort Wayne employers, with the number of employer plans naming each broker.
| Broker | Commissions + fees | Plans |
|---|---|---|
| Hylant | $964,946 | 19 |
| USI Insurance Services | $356,770 | 5 |
| Locktown Companies LLC | $276,339 | 1 |
| Gallagher | $275,964 | 1 |
| Mercer | $226,589 | 1 |
| Keyarx Capital Advisors | $223,333 | 1 |
| Hilb Group of Indiana | $213,237 | 2 |
| Willis Towers Watson | $145,254 | 2 |
| The Plexus Groupe LLC | $131,248 | 1 |
| First Person, Inc | $111,858 | 1 |
Largest medical carriers
Medical premium written for these employers.
Fort Wayne against Indiana and the U.S.
Medians over the same definitions on every BenefitsLedger page: commission rate on commission-paying, fully insured medical plans; broker pay per employer that disclosed any; medical premium per covered person.
| Fort Wayne | Indiana | United States | |
|---|---|---|---|
| Employer plans | 78 | 1,155 | 58,547 |
| Median commission rate | n/a | 4.9% | 3.8% |
| Middle half of rates | n/a | 3.0% – 8.6% | 2.7% – 5.0% |
| Median broker pay per employer | $45,605 | $48,384 | $72,628 |
| Medical premium per covered person | n/a | n/a | $7,274 |
| Plans reporting no commission | 0 | 6 | 933 |
Year over year. In plan year 2023, 76 Fort Wayne employers reported $1.8M in premiums and $4.6M in broker pay for 51,245 participants; in 2024 it was $2.2M and $4.9M for 61,007 participants (premiums +21.1%, broker pay +7.6%).
Source: DOL Form 5500 and Schedule A, plan years 2024 and 2023, employer health plans with 100 or more participants; built October 24, 2026. Medians need at least 10 rated plans to be shown for a city. Methodology.
How much do Fort Wayne employers pay health insurance brokers?
78 Fort Wayne employers reported $4,923,657 in broker commissions and fees on their 2024 Form 5500 filings, 70 of them disclosing at least some compensation. Too few fully insured medical plans in Fort Wayne reported premium to compute a stable commission rate; the Indiana median is 4.9% and the U.S. median is 3.8%. In dollars, the median Fort Wayne employer that disclosed broker pay reported $45,605.
Which Fort Wayne employers have the largest health plans?
By insurance premium reported for 2024, Sweetwater Sound, LLC ($1.0M), Ruoff Mortgage Company, Inc. ($309,666), The Arc of Northeast Indiana, Inc. ($173,484) lead. 25 Fort Wayne employers are listed on this page; every employer in the record has its own page.
Which brokers and carriers are paid the most in Fort Wayne?
By compensation reported by Fort Wayne employers, the largest brokers are Hylant ($964,946, 19 plans), USI Insurance Services ($356,770, 5 plans), Locktown Companies LLC ($276,339, 1 plans). By medical premium, the largest carriers are Anthem, Physicians Health Plan of Northern Indiana Inc, Teledoc Health, Inc.
Are Fort Wayne employer health plans self-funded or fully insured?
Of 78 Fort Wayne employer plans, 12 are fully insured, 55 are self-funded and 11 mix insured and self-funded coverage. Self-funded plans report only stop-loss and ancillary contracts on Schedule A, so their premium and broker pay understate total spend.
Other cities in Indiana
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