Jackson, Mississippi employer health plans: what they cost and who gets paid
Updated plan year 2024, the most recent complete year
34 employers in Jackson, Mississippi filed health plans with 100 or more participants for plan year 2024, covering 21,142 participants. They reported $8.7M in insurance premiums and $6.2M in broker commissions and fees. Against 2023, premiums were up 59.7% and broker pay rose 31.9%.
Funding: 9 fully insured · 19 self-funded · 6 mixed. 25 of 34 plans pay at least some medical claims from the employer's own assets.
Largest employer health plans in Jackson
Jackson employers reporting the most insurance premium across every Schedule A contract, with what they paid brokers.
| Employer | Premiums | Broker pay | Participants | Top broker |
|---|---|---|---|---|
| Hope Enterprise Corporation | $2,124,188 | $156,657 | 349 | Ross & Yerger Insurance Inc |
| Jackson Heart Clinic, P.A. | $1,167,097 | $92,729 | 160 | Scott Bingham |
| T Enterprises, Inc. | $1,095,343 | $46,100 | 242 | Conner Gunn |
| Central Mississippi Civic Improvement Assoc, Inc. | $987,899 | $218,316 | 264 | Cadence Insurance Inc |
| Pruet Oil Company LLC | $982,799 | $50,881 | 101 | Gallagher |
| Ergon, Inc | $898,628 | $313,512 | 2,889 | Ross & Yerger Insurance, Inc. |
| Environment Masters, LLC | $744,386 | $63,547 | 119 | Kevin Gardner |
| Neel-Schaffer, Inc. | $346,797 | $119,565 | 507 | Emerson Reid |
| Telephone Electronics Corporation | $343,656 | $69,567 | 179 | Ross & Yerger Insurance, Inc. |
| Mississippi Bankers Association | $0 | $447,573 | 2,483 | Stocket and Thomas Agency |
| KLLM Transport Services, LLC | $0 | $113,225 | 2,309 | Gallagher |
| Cal-Maine Foods, Inc. | $0 | $496,970 | 2,213 | Lockton |
| Trustmark Corporation | $0 | — | 2,079 | — |
| HMC Management Services, Inc. | $0 | $505,230 | 1,065 | Sunstar Insurance Group LLC |
| G&S Holdings, LLC | $0 | $1,183,332 | 748 | Bluecross Blueshield of Mississippi |
| Southern Farm Bureau Life Insurance Company | $0 | $7,921 | 622 | HUB International |
| Unitek Global Services, Inc. | $0 | $40,753 | 577 | CBIZ |
| Mississippi Children's Home Services, Inc. d/b/a Canopy Children's Sol | $0 | $81,191 | 498 | Marsh McLennan Agency |
| Mississippi Methodist Hospital and Rehabilitation Center | $0 | $128,286 | 485 | Ross & Yerger Insurance Inc |
| Mississippi Sports Medicine & Orthopaedic Center PLLC | $0 | $570,575 | 409 | Lockton |
| US Orthopaedic Partners | $0 | $570,575 | 409 | Lockton |
| Delta Industries, Inc. | $0 | $536,490 | 330 | Fox/Everett a Division of Hub Inter |
| Morgan White Group, Inc. | $0 | $65,005 | 290 | Edward Basso |
| Policemens Hospitalization Fund | $0 | — | 246 | — |
| Jackson Iron & Metal Company, Inc. | $0 | $16,725 | 233 | Fisher Brown Bottrell Insurance |
Source: DOL Form 5500 Schedule A, plan year 2024; employers are grouped by the sponsor's mailing city as filed. Self-funded employers show only stop-loss and ancillary premium.
Who gets paid
Commissions and fees reported by Jackson employers, with the number of employer plans naming each broker.
| Broker | Commissions + fees | Plans |
|---|---|---|
| Lockton | $1,478,482 | 3 |
| Bluecross Blueshield of Mississippi | $889,414 | 1 |
| Ross and Yerger Insurance Inc | $671,372 | 9 |
| HUB International | $525,654 | 9 |
| Sunstar Insurance Group LLC | $505,230 | 1 |
| Stocket and Thomas Agency | $447,573 | 1 |
| Fox/Everett a Division of Hub Inter | $279,064 | 1 |
| Cadence Insurance Inc | $218,144 | 2 |
| Bottrell Insurance Agency | $186,556 | 1 |
| Mercer | $159,626 | 2 |
Largest medical carriers
Medical premium written for these employers.
Jackson against Mississippi and the U.S.
Medians over the same definitions on every BenefitsLedger page: commission rate on commission-paying, fully insured medical plans; broker pay per employer that disclosed any; medical premium per covered person.
| Jackson | Mississippi | United States | |
|---|---|---|---|
| Employer plans | 34 | 257 | 58,547 |
| Median commission rate | n/a | 3.7% | 3.8% |
| Middle half of rates | n/a | 2.9% – 4.7% | 2.7% – 5.0% |
| Median broker pay per employer | $75,379 | $66,846 | $72,628 |
| Medical premium per covered person | n/a | $4,335 | $7,274 |
| Plans reporting no commission | 0 | 2 | 933 |
Year over year. In plan year 2023, 36 Jackson employers reported $5.4M in premiums and $4.7M in broker pay for 20,996 participants; in 2024 it was $8.7M and $6.2M for 21,142 participants (premiums +59.7%, broker pay +31.9%).
Source: DOL Form 5500 and Schedule A, plan years 2024 and 2023, employer health plans with 100 or more participants; built October 24, 2026. Medians need at least 10 rated plans to be shown for a city. Methodology.
How much do Jackson employers pay health insurance brokers?
34 Jackson employers reported $6,181,783 in broker commissions and fees on their 2024 Form 5500 filings, 32 of them disclosing at least some compensation. Too few fully insured medical plans in Jackson reported premium to compute a stable commission rate; the Mississippi median is 3.7% and the U.S. median is 3.8%. In dollars, the median Jackson employer that disclosed broker pay reported $75,379.
Which Jackson employers have the largest health plans?
By insurance premium reported for 2024, Hope Enterprise Corporation ($2.1M), Jackson Heart Clinic, P.A. ($1.2M), T Enterprises, Inc. ($1.1M) lead. 25 Jackson employers are listed on this page; every employer in the record has its own page.
Which brokers and carriers are paid the most in Jackson?
By compensation reported by Jackson employers, the largest brokers are Lockton ($1.5M, 3 plans), Bluecross Blueshield of Mississippi ($889,414, 1 plans), Ross and Yerger Insurance Inc ($671,372, 9 plans). By medical premium, the largest carriers are Blue Cross & Blue Shield of Mississippi, a Mutual Insurance Company, Blue Cross & Blue Shield of Mississippi, Blue Cross Blue Sheild.
Are Jackson employer health plans self-funded or fully insured?
Of 34 Jackson employer plans, 9 are fully insured, 19 are self-funded and 6 mix insured and self-funded coverage. Self-funded plans report only stop-loss and ancillary contracts on Schedule A, so their premium and broker pay understate total spend.
Other cities in Mississippi
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