Ridgeland, Mississippi employer health plans: what they cost and who gets paid
Updated plan year 2024, the most recent complete year
21 employers in Ridgeland, Mississippi filed health plans with 100 or more participants for plan year 2024, covering 14,618 participants. They reported $24M in insurance premiums and $1.9M in broker commissions and fees. Against 2023, premiums were up 26.8% and broker pay fell 6.5%.
Funding: 7 fully insured · 10 self-funded · 4 mixed. 14 of 21 plans pay at least some medical claims from the employer's own assets.
Largest employer health plans in Ridgeland
Ridgeland employers reporting the most insurance premium across every Schedule A contract, with what they paid brokers.
| Employer | Premiums | Broker pay | Participants | Top broker |
|---|---|---|---|---|
| Administrative Systems, Inc. | $14,289,966 | $341,838 | 1,816 | James Gathings |
| Butler Snow LLP | $1,678,707 | $137,990 | 559 | HUB International |
| Ecm Group Health, Inc. | $1,573,352 | $66,799 | 2,338 | Delta Dental Insurance Company |
| Sa Holding Company, Inc. dba Mid South Rehab | $1,487,764 | $113,337 | 257 | Scott Bingham |
| Schoolstatus, LLC | $1,455,117 | $110,846 | 140 | Joseph Francis |
| Briar Hill Management, LLC | $1,274,604 | $97,488 | 331 | Gallagher |
| Business Communications Inc | $940,505 | $76,123 | 132 | Ross and Yerger Insurance Inc |
| Premier Medical Management of MS, Inc. | $527,434 | $19,093 | 128 | Dudley Wooley |
| Bankplus | $467,955 | $205,599 | 1,085 | Ross and Yerger Insurance Inc |
| Horne LLP | $0 | $419,808 | 1,739 | Kapnick & Co Inc |
| Telapex, Inc. and Subsidiaries | $0 | — | 1,685 | — |
| MS Health Care Association | $0 | — | 1,049 | — |
| Southern Farm Bureau Casualty Insurance Company | $0 | $13,113 | 881 | Stealth Partner Group |
| Young Williams PC | $0 | — | 623 | — |
| Brown Bottling Group, Inc. | $0 | $63,079 | 376 | Gallagher |
| Second Intermed Corporation | $0 | $60,375 | 368 | Gallagher |
| Southern Beverage Company, Inc. | $0 | $38,455 | 288 | HUB International |
| Southern Farm Bureau Casualty Insurance Company | $0 | $28,410 | 271 | HUB International |
| Mississippi Management, Inc. | $0 | $9,683 | 266 | Ross & Yerger Insurance Inc |
| McClain Sonics, Inc. | $0 | $35,762 | 156 | Marsh McLennan Agency |
| Trustcare Health LLC dba Trustcare Health | $0 | $20,425 | 130 | Gallagher |
Source: DOL Form 5500 Schedule A, plan year 2024; employers are grouped by the sponsor's mailing city as filed. Self-funded employers show only stop-loss and ancillary premium.
Who gets paid
Commissions and fees reported by Ridgeland employers, with the number of employer plans naming each broker.
| Broker | Commissions + fees | Plans |
|---|---|---|
| Ross and Yerger Insurance Inc | $481,814 | 7 |
| HUB International | $324,593 | 6 |
| James Gathings | $244,836 | 1 |
| Gallagher | $143,001 | 4 |
| Kapnick & Company, Inc. | $135,404 | 1 |
| HWS Client Services LLC | $89,515 | 1 |
| Delta Dental | $66,799 | 1 |
| Scott Bingham | $60,075 | 1 |
| Joseph Francis | $59,341 | 1 |
| Marsh McLennan Agency | $34,832 | 1 |
Largest medical carriers
Medical premium written for these employers.
Ridgeland against Mississippi and the U.S.
Medians over the same definitions on every BenefitsLedger page: commission rate on commission-paying, fully insured medical plans; broker pay per employer that disclosed any; medical premium per covered person.
| Ridgeland | Mississippi | United States | |
|---|---|---|---|
| Employer plans | 21 | 257 | 58,547 |
| Median commission rate | n/a | 3.7% | 3.8% |
| Middle half of rates | n/a | 2.9% – 4.7% | 2.7% – 5.0% |
| Median broker pay per employer | $64,939 | $66,846 | $72,628 |
| Medical premium per covered person | n/a | $4,335 | $7,274 |
| Plans reporting no commission | 0 | 2 | 933 |
Year over year. In plan year 2023, 21 Ridgeland employers reported $19M in premiums and $2.0M in broker pay for 14,953 participants; in 2024 it was $24M and $1.9M for 14,618 participants (premiums +26.8%, broker pay −6.5%).
Source: DOL Form 5500 and Schedule A, plan years 2024 and 2023, employer health plans with 100 or more participants; built October 24, 2026. Medians need at least 10 rated plans to be shown for a city. Methodology.
How much do Ridgeland employers pay health insurance brokers?
21 Ridgeland employers reported $1,858,223 in broker commissions and fees on their 2024 Form 5500 filings, 18 of them disclosing at least some compensation. Too few fully insured medical plans in Ridgeland reported premium to compute a stable commission rate; the Mississippi median is 3.7% and the U.S. median is 3.8%. In dollars, the median Ridgeland employer that disclosed broker pay reported $64,939.
Which Ridgeland employers have the largest health plans?
By insurance premium reported for 2024, Administrative Systems, Inc. ($14M), Butler Snow LLP ($1.7M), Ecm Group Health, Inc. ($1.6M) lead. 21 Ridgeland employers are listed on this page; every employer in the record has its own page.
Which brokers and carriers are paid the most in Ridgeland?
By compensation reported by Ridgeland employers, the largest brokers are Ross and Yerger Insurance Inc ($481,814, 7 plans), HUB International ($324,593, 6 plans), James Gathings ($244,836, 1 plans). By medical premium, the largest carriers are Blue Cross Blue Shield of MS, Inc., Blue Cross & Blue Shield of Mississippi, Blue Cross & Blue Shield of Mississippi, a Mutual Insurance Company.
Are Ridgeland employer health plans self-funded or fully insured?
Of 21 Ridgeland employer plans, 7 are fully insured, 10 are self-funded and 4 mix insured and self-funded coverage. Self-funded plans report only stop-loss and ancillary contracts on Schedule A, so their premium and broker pay understate total spend.
Other cities in Mississippi
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