Grand Island, Nebraska employer health plans: what they cost and who gets paid
Updated plan year 2024, the most recent complete year
15 employers in Grand Island, Nebraska filed health plans with 100 or more participants for plan year 2024, covering 5,674 participants. They reported $262,116 in insurance premiums and $1.1M in broker commissions and fees. Against 2023, premiums were up 913.5% and broker pay fell 0.7%.
Funding: 1 fully insured · 9 self-funded · 5 mixed. 14 of 15 plans pay at least some medical claims from the employer's own assets.
Largest employer health plans in Grand Island
Grand Island employers reporting the most insurance premium across every Schedule A contract, with what they paid brokers.
| Employer | Premiums | Broker pay | Participants | Top broker |
|---|---|---|---|---|
| Go Physical Therapy, LLC | $231,518 | $27,589 | 314 | Gallagher |
| Credit Management Services, Inc. | $30,598 | $52,074 | 131 | Gallagher |
| Chief Industries, Inc. | $0 | $452,025 | 1,213 | Gallagher |
| Hornady Manufacturing Company | $0 | $303,061 | 1,143 | Holmes Murphy |
| Bosselman Administrative Services, Inc. | $0 | — | 535 | — |
| Toba, Inc | $0 | $19,887 | 414 | Ea Legacy, LLC |
| Diamond Plastics Corporation | $0 | — | 326 | — |
| Grand Island Express, Inc. | $0 | $68,881 | 279 | Cottingham & Butler |
| Eakes, Inc. | $0 | $17,387 | 270 | Compensation Programs, Inc. |
| Amur Equipment Finance Inc | $0 | $50,682 | 269 | Cottingham and Butler |
| Grand Island Public Schools | $0 | — | 193 | — |
| Sunrise Express | $0 | $66,093 | 170 | Gallagher |
| Bosselman Energy, Inc. | $0 | $7,752 | 160 | Holmes Murphy |
| KWS, Inc. | $0 | $5,528 | 141 | Kenneth A. Steinbeck |
| Goodwill Industries of Greater Nebraska Inc. | $0 | $63,691 | 116 | Primark Inc. |
Source: DOL Form 5500 Schedule A, plan year 2024; employers are grouped by the sponsor's mailing city as filed. Self-funded employers show only stop-loss and ancillary premium.
Who gets paid
Commissions and fees reported by Grand Island employers, with the number of employer plans naming each broker.
| Broker | Commissions + fees | Plans |
|---|---|---|
| Gallagher | $576,104 | 4 |
| Holmes Murphy | $187,150 | 5 |
| Cottingham & Butler | $103,255 | 2 |
| Arden M Reid | $85,344 | 1 |
| Primark Inc. | $32,830 | 1 |
| Ea Legacy LLC | $19,887 | 1 |
| Robert E Ellis | $19,758 | 1 |
| Avant Specialty Benefits LLC | $17,180 | 1 |
| USI Insurance Services | $16,308 | 1 |
| Compensation Programs, Inc. | $16,027 | 2 |
Largest medical carriers
Medical premium written for these employers.
Grand Island against Nebraska and the U.S.
Medians over the same definitions on every BenefitsLedger page: commission rate on commission-paying, fully insured medical plans; broker pay per employer that disclosed any; medical premium per covered person.
| Grand Island | Nebraska | United States | |
|---|---|---|---|
| Employer plans | 15 | 414 | 58,547 |
| Median commission rate | n/a | 4.2% | 3.8% |
| Middle half of rates | n/a | 2.2% – 5.5% | 2.7% – 5.0% |
| Median broker pay per employer | $51,378 | $56,795 | $72,628 |
| Medical premium per covered person | n/a | $8,240 | $7,274 |
| Plans reporting no commission | 0 | 7 | 933 |
Year over year. In plan year 2023, 16 Grand Island employers reported $25,863 in premiums and $1.1M in broker pay for 5,554 participants; in 2024 it was $262,116 and $1.1M for 5,674 participants (premiums +913.5%, broker pay −0.7%).
Source: DOL Form 5500 and Schedule A, plan years 2024 and 2023, employer health plans with 100 or more participants; built October 24, 2026. Medians need at least 10 rated plans to be shown for a city. Methodology.
How much do Grand Island employers pay health insurance brokers?
15 Grand Island employers reported $1,134,650 in broker commissions and fees on their 2024 Form 5500 filings, 12 of them disclosing at least some compensation. Too few fully insured medical plans in Grand Island reported premium to compute a stable commission rate; the Nebraska median is 4.2% and the U.S. median is 3.8%. In dollars, the median Grand Island employer that disclosed broker pay reported $51,378.
Which Grand Island employers have the largest health plans?
By insurance premium reported for 2024, Go Physical Therapy, LLC ($231,518), Credit Management Services, Inc. ($30,598), Chief Industries, Inc. ($0) lead. 15 Grand Island employers are listed on this page; every employer in the record has its own page.
Which brokers and carriers are paid the most in Grand Island?
By compensation reported by Grand Island employers, the largest brokers are Gallagher ($576,104, 4 plans), Holmes Murphy ($187,150, 5 plans), Cottingham & Butler ($103,255, 2 plans). By medical premium, the largest carriers are Aetna Life Insurance Company, Medica Insurance Company, Blue Cross Blue Shield.
Are Grand Island employer health plans self-funded or fully insured?
Of 15 Grand Island employer plans, 1 are fully insured, 9 are self-funded and 5 mix insured and self-funded coverage. Self-funded plans report only stop-loss and ancillary contracts on Schedule A, so their premium and broker pay understate total spend.
Other cities in Nebraska
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