BenefitsLedger
State · Plan year 2024 · Form 5500

Nebraska employer health plans: what they cost and who gets paid

Updated plan year 2024, the most recent complete year

414 Nebraska employers filed health plans with 100 or more participants for plan year 2024, covering 335,388 participants. They reported $190M in insurance premiums and $38M in broker commissions and fees. The median broker rate on commission-paying, fully insured medical plans was 4.2% of premium, 0.4 points above the national median of 3.8%.

Employer plans
414
335,388 participants
Premiums
$190M
all coverage lines
Broker pay
$38M
372 employers disclosed
Median rate
4.2%
U.S. median 3.8%

Cities in Nebraska

Every Nebraska city where 15 or more employers filed a health plan, by the sponsor's mailing address. Each page lists the city's largest plans, brokers and carriers.

CityEmployer plansPremiums
Omaha192$97M
Lincoln94$63M
Grand Island15$262,116

Largest employer plans

By health plan participants.

Highest broker pay

Employers reporting the most broker commissions and fees.

EmployerCityBroker payRate
The Nebraska Medical CenterOmaha$2,000,945—
Crete Carrier CorporationLincoln$1,362,282—
Medical Solutions LLCOmaha$1,150,244—
Peter Kiewit Sons', Inc.Omaha$1,108,928—
Nma Employers Insurance ConsortiumLincoln$1,055,0365.5%
Banyan Medical Solutions, LLCOmaha$1,047,325—
Werner Enterprises IncOmaha$754,758—
Nsba Health Insurance ConsortiumLincoln$727,6476.7%
Milan Laser Holdings LLCOmaha$668,2803.1%
Applied Underwriters, Inc.Omaha$662,881—
Nebraska Bankers Assn Voluntary Employees Beneficiary AssociationLincoln$589,280—
Nelnet, Inc.Lincoln$499,6415.0%
Children's Hospital & Medical CenterOmaha$465,785—
Chief Industries, Inc.Grand Island$452,025—
Vetter Senior LivingElkhorn$378,785—
First National of Nebraska, Inc.Omaha$328,061—
Pando, LLCOmaha$317,5145.4%
Baxter Shared Services, LLCOmaha$308,542—
Hornady Manufacturing CompanyGrand Island$303,061—
Nebraska Trucking Association Health Benefits AllianceLincoln$300,43610.6%
HDR, Inc. & Its Subsidiaries & Affiliated EntitiesOmaha$296,88412.2%
Oei, Inc.Lincoln$291,244—
Ameritas Holding CompanyLincoln$287,083—
Nebraska Furniture Mart, Inc.Omaha$280,491—
Father Flanagan's Boys' HomeBoys Town$279,421—

Highest commission rates

Fully insured medical plans with at least $500,000 in premium, ranked by broker compensation as a share of premium.

Source: DOL Form 5500 and Schedule A, plan year 2024; built October 24, 2026. Methodology.

What do Nebraska employers pay health insurance brokers?

Across 34 fully insured medical plans in plan year 2024, among commission-paying fully insured medical plans, the median broker compensation for Nebraska employers was 4.2% of premium (middle half 2.2% to 5.5%), against a national median of 3.8%. In dollars, the median employer that disclosed broker pay reported $56,795.

Which Nebraska employers paid the most in broker commissions?

The Nebraska Medical Center reported the most in 2024, $2,000,945, followed by Crete Carrier Corporation ($1.4M) and Medical Solutions LLC ($1.2M).

Which brokers and carriers dominate Nebraska?

By reported compensation, the largest brokers are HUB International, Gallagher, Lockton. By medical premium, the largest carriers are Blue Cross Blue Shield of Nebraska, Unitedhealthcare Insurance Company, Blue Cross and Blue Shield of Kansas.

Which Nebraska cities have the most employer health plans?

Omaha (192 employer plans, $97M in premiums); Lincoln (94 employer plans, $63M in premiums); Grand Island (15 employer plans, $262,116 in premiums). 3 Nebraska cities with 15 or more employer plans have their own page listing the largest plans, brokers and carriers.

Your company's filing, read for you

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