Nashua, New Hampshire employer health plans: what they cost and who gets paid
Updated plan year 2024, the most recent complete year
21 employers in Nashua, New Hampshire filed health plans with 100 or more participants for plan year 2024, covering 6,920 participants. They reported $51,074 in insurance premiums and $1.7M in broker commissions and fees. Against 2023, premiums were down 96.7% and broker pay rose 16.5%.
Funding: 3 fully insured · 9 self-funded · 9 mixed. 18 of 21 plans pay at least some medical claims from the employer's own assets.
Largest employer health plans in Nashua
Nashua employers reporting the most insurance premium across every Schedule A contract, with what they paid brokers.
| Employer | Premiums | Broker pay | Participants | Top broker |
|---|---|---|---|---|
| Hudson RPM Distributors LLC | $51,074 | $60,820 | 167 | EPIC Insurance Brokers |
| Southern NH Medical Center | $0 | $159,146 | 1,094 | Gallagher |
| Resonetics, LLC | $0 | $283,979 | 987 | Marsh McLennan Agency |
| Skillsoft Corporation | $0 | $460 | 873 | IMA Financial |
| Rightworks, LLC | $0 | $296,732 | 537 | Cross Insurance |
| Gateways Community Services | $0 | — | 409 | — |
| 1a Auto, Inc. | $0 | $73,841 | 363 | Hilb Group of New York |
| Tulley Automotive Group, Inc. | $0 | — | 247 | New England Employee Ben Co Inc |
| Decco, Inc. | $0 | $31,400 | 226 | Cronin, Gervino & Warlick Inc. |
| Microdesk, LLC. | $0 | $19,897 | 220 | HUB International |
| Pfeiffer Vacuum, Inc. | $0 | $179,040 | 208 | Gallagher |
| Community Council of Nashua, NH | $0 | $113,669 | 208 | Cgi Business Solutions |
| Autajon Packaging Boston | $0 | $38,219 | 205 | Cronin Gervino & Warlick Inc |
| Rivier University | $0 | $70,756 | 203 | Hilb Group of New England |
| Harbor Homes, Inc. | $0 | $101,352 | 176 | Cgi Business Solutions |
| Crown Linen Service, Inc. | $0 | $60,921 | 144 | Hays Companies |
| Triangle Credit Union | $0 | $17,489 | 144 | Hilb Group of New England LLC |
| Silverstone Living | $0 | — | 140 | — |
| Pennichuck Water Works, Inc. | $0 | $61,968 | 132 | Cgi Business Solutions |
| Expansia Group LLC | $0 | $41,051 | 121 | Armfield, Harrison & Thomas LLC dba |
| Optiline Enterprises, LLC | $0 | $53,586 | 116 | Cronin Gervino & Warlick, Inc. |
Source: DOL Form 5500 Schedule A, plan year 2024; employers are grouped by the sponsor's mailing city as filed. Self-funded employers show only stop-loss and ancillary premium.
Who gets paid
Commissions and fees reported by Nashua employers, with the number of employer plans naming each broker.
| Broker | Commissions + fees | Plans |
|---|---|---|
| Gallagher | $338,108 | 2 |
| Cross Insurance | $296,802 | 2 |
| Cgi Business Solutions | $229,249 | 3 |
| Marsh McLennan Agency | $211,735 | 1 |
| Cronin Gervino & Warlick, Inc. | $147,926 | 5 |
| Hilb Group of New England | $111,238 | 3 |
| Lockton | $72,243 | 1 |
| EPIC Insurance Brokers | $60,820 | 1 |
| Hilb Group of New York | $50,267 | 1 |
| Armfield, Harrison & Thomas LLC dba | $33,837 | 1 |
Largest medical carriers
Medical premium written for these employers.
Nashua against New Hampshire and the U.S.
Medians over the same definitions on every BenefitsLedger page: commission rate on commission-paying, fully insured medical plans; broker pay per employer that disclosed any; medical premium per covered person.
| Nashua | New Hampshire | United States | |
|---|---|---|---|
| Employer plans | 21 | 274 | 58,547 |
| Median commission rate | n/a | 4.4% | 3.8% |
| Middle half of rates | n/a | 2.4% – 5.1% | 2.7% – 5.0% |
| Median broker pay per employer | $61,445 | $63,662 | $72,628 |
| Medical premium per covered person | n/a | n/a | $7,274 |
| Plans reporting no commission | 0 | 1 | 933 |
Year over year. In plan year 2023, 21 Nashua employers reported $1.6M in premiums and $1.4M in broker pay for 6,873 participants; in 2024 it was $51,074 and $1.7M for 6,920 participants (premiums −96.7%, broker pay +16.5%).
Source: DOL Form 5500 and Schedule A, plan years 2024 and 2023, employer health plans with 100 or more participants; built October 24, 2026. Medians need at least 10 rated plans to be shown for a city. Methodology.
How much do Nashua employers pay health insurance brokers?
21 Nashua employers reported $1,664,326 in broker commissions and fees on their 2024 Form 5500 filings, 18 of them disclosing at least some compensation. Too few fully insured medical plans in Nashua reported premium to compute a stable commission rate; the New Hampshire median is 4.4% and the U.S. median is 3.8%. In dollars, the median Nashua employer that disclosed broker pay reported $61,445.
Which Nashua employers have the largest health plans?
By insurance premium reported for 2024, Hudson RPM Distributors LLC ($51,074), Southern NH Medical Center ($0), Resonetics, LLC ($0) lead. 21 Nashua employers are listed on this page; every employer in the record has its own page.
Which brokers and carriers are paid the most in Nashua?
By compensation reported by Nashua employers, the largest brokers are Gallagher ($338,108, 2 plans), Cross Insurance ($296,802, 2 plans), Cgi Business Solutions ($229,249, 3 plans). By medical premium, the largest carriers are Harvard Pilgrim Health Care of Ne Inc, Cigna Health and Life Insurance Company, Blue Cross Blue Shield of Massachusetts, Inc..
Are Nashua employer health plans self-funded or fully insured?
Of 21 Nashua employer plans, 3 are fully insured, 9 are self-funded and 9 mix insured and self-funded coverage. Self-funded plans report only stop-loss and ancillary contracts on Schedule A, so their premium and broker pay understate total spend.
Other cities in New Hampshire
Is your company on this page? Get its Form 5500 read next to the Nashua, New Hampshire medians.
Tell us the company and a specialist writes up what the public Form 5500 record shows for it, if it files one: broker pay against the medians above, fee disclosure and filing timeliness, in a form you can forward to your CFO or counsel. Tick the box if you also want a 15-minute walkthrough call.
We don't sell your email. By submitting, you agree that BenefitsLedger and its benefits advisory partner, WellthCare, may email or call you about these findings. Opt out anytime by replying. See our privacy policy.