Portsmouth, New Hampshire employer health plans: what they cost and who gets paid
Updated plan year 2024, the most recent complete year
32 employers in Portsmouth, New Hampshire filed health plans with 100 or more participants for plan year 2024, covering 18,299 participants. They reported $1.3M in insurance premiums and $3.8M in broker commissions and fees. Against 2023, premiums were up 15.6% and broker pay rose 19.8%.
Funding: 9 fully insured · 13 self-funded · 10 mixed. 23 of 32 plans pay at least some medical claims from the employer's own assets.
Largest employer health plans in Portsmouth
Portsmouth employers reporting the most insurance premium across every Schedule A contract, with what they paid brokers.
| Employer | Premiums | Broker pay | Participants | Top broker |
|---|---|---|---|---|
| Asc Engineered Solutions | $1,250,602 | $136,410 | 1,687 | USI Insurance Services |
| Commandlink LLC | $76,299 | $11,489 | 113 | The Baldwin Group |
| Wheelabrator Technologies, Inc. | $0 | $137,057 | 2,253 | Mercer |
| Portsmouth Corporate Financial Services, Inc | $0 | $778,907 | 1,913 | Cross Insurance |
| MH Health Care Services, PC | $0 | — | 1,367 | — |
| Bottomline Technologies, Inc. | $0 | $162,737 | 1,158 | Aon |
| Service Federal Credit Union | $0 | $47,917 | 920 | Fred C. Church, Inc. |
| Colwen Management, Inc. | $0 | $122,787 | 879 | Cronin Gervino & Warlick, Inc. |
| Air General, Inc. | $0 | $95,209 | 803 | Gallagher |
| Laborie Medical Technologies Corporation | $0 | $146,224 | 800 | Aon |
| Novocure, Inc. | $0 | $76,069 | 729 | USI Insurance Services |
| High Liner Foods USA, Inc. | $0 | $28,436 | 652 | Mercer |
| Irving Oil Terminals Inc | $0 | $218,237 | 585 | Acadia Benefits Inc |
| Sprague Resources GP LLC | $0 | $25,371 | 468 | USI Insurance Services |
| Optima Dermatology Partners, LLC. | $0 | $142,771 | 424 | Cross Insurance |
| Planesense, Inc. | $0 | $52,782 | 414 | Alera Group Inc dba Neebco |
| Long Term Care Partners LLC dba Fedpoint | $0 | $224,744 | 388 | New England Employee Benefits Co |
| Convenientmd Urgent Care | $0 | $150,396 | 379 | Gallagher |
| Insight Telepsychiatry, LLC dba Array Behavioral Care | $0 | $266,680 | 310 | Acrisure |
| Epredia/New Erie Scientific | $0 | $8,926 | 253 | Mercer |
| Blue Mantis Inc | $0 | $128,233 | 251 | Cross Insurance |
| The International Association of Privacy Professionals Inc | $0 | $107,035 | 245 | HUB International |
| Adrenaline, LLC | $0 | $68,298 | 192 | The Hauser Group |
| Fusion Trade, Inc. | $0 | $58,978 | 164 | HUB International |
| Madison Resource Funding, LLC | $0 | $154,998 | 142 | RSC Insurance Brokerage |
Source: DOL Form 5500 Schedule A, plan year 2024; employers are grouped by the sponsor's mailing city as filed. Self-funded employers show only stop-loss and ancillary premium.
Who gets paid
Commissions and fees reported by Portsmouth employers, with the number of employer plans naming each broker.
| Broker | Commissions + fees | Plans |
|---|---|---|
| Cross Insurance | $1,106,020 | 6 |
| Aon | $295,699 | 2 |
| Acrisure | $260,568 | 1 |
| Gallagher | $244,678 | 2 |
| USI Insurance Services | $237,883 | 4 |
| Acadia Benefits Inc | $218,225 | 2 |
| New England Employee Benefits Co | $164,372 | 2 |
| HUB International | $156,977 | 2 |
| Mercer | $143,259 | 4 |
| Cronin Gervino & Warlick, Inc. | $119,048 | 1 |
Largest medical carriers
Medical premium written for these employers.
Portsmouth against New Hampshire and the U.S.
Medians over the same definitions on every BenefitsLedger page: commission rate on commission-paying, fully insured medical plans; broker pay per employer that disclosed any; medical premium per covered person.
| Portsmouth | New Hampshire | United States | |
|---|---|---|---|
| Employer plans | 32 | 274 | 58,547 |
| Median commission rate | n/a | 4.4% | 3.8% |
| Middle half of rates | n/a | 2.4% – 5.1% | 2.7% – 5.0% |
| Median broker pay per employer | $95,209 | $63,662 | $72,628 |
| Medical premium per covered person | n/a | n/a | $7,274 |
| Plans reporting no commission | 0 | 1 | 933 |
Year over year. In plan year 2023, 27 Portsmouth employers reported $1.1M in premiums and $3.1M in broker pay for 15,575 participants; in 2024 it was $1.3M and $3.8M for 18,299 participants (premiums +15.6%, broker pay +19.8%).
Source: DOL Form 5500 and Schedule A, plan years 2024 and 2023, employer health plans with 100 or more participants; built October 24, 2026. Medians need at least 10 rated plans to be shown for a city. Methodology.
How much do Portsmouth employers pay health insurance brokers?
32 Portsmouth employers reported $3,762,293 in broker commissions and fees on their 2024 Form 5500 filings, 31 of them disclosing at least some compensation. Too few fully insured medical plans in Portsmouth reported premium to compute a stable commission rate; the New Hampshire median is 4.4% and the U.S. median is 3.8%. In dollars, the median Portsmouth employer that disclosed broker pay reported $95,209.
Which Portsmouth employers have the largest health plans?
By insurance premium reported for 2024, Asc Engineered Solutions ($1.3M), Commandlink LLC ($76,299), Wheelabrator Technologies, Inc. ($0) lead. 25 Portsmouth employers are listed on this page; every employer in the record has its own page.
Which brokers and carriers are paid the most in Portsmouth?
By compensation reported by Portsmouth employers, the largest brokers are Cross Insurance ($1.1M, 6 plans), Aon ($295,699, 2 plans), Acrisure ($260,568, 1 plans). By medical premium, the largest carriers are Anthem Health Plans of New Hampshire, Inc., Unitedhealthcare Insurance Company, Cigna Health and Life Insurance Company.
Are Portsmouth employer health plans self-funded or fully insured?
Of 32 Portsmouth employer plans, 9 are fully insured, 13 are self-funded and 10 mix insured and self-funded coverage. Self-funded plans report only stop-loss and ancillary contracts on Schedule A, so their premium and broker pay understate total spend.
Other cities in New Hampshire
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