New Hampshire employer health plans: what they cost and who gets paid
Updated plan year 2024, the most recent complete year
274 New Hampshire employers filed health plans with 100 or more participants for plan year 2024, covering 171,828 participants. They reported $35M in insurance premiums and $24M in broker commissions and fees. The median broker rate on commission-paying, fully insured medical plans was 4.4% of premium, 0.6 points above the national median of 3.8%.
Largest brokers
Reported commissions and fees, with the number of employer plans naming each.
Largest medical carriers
Medical premium written.
Cities in New Hampshire
Every New Hampshire city where 15 or more employers filed a health plan, by the sponsor's mailing address. Each page lists the city's largest plans, brokers and carriers.
| City | Employer plans | Premiums |
|---|---|---|
| Manchester | 35 | $4.7M |
| Portsmouth | 32 | $1.3M |
| Nashua | 21 | $51,074 |
| Concord | 19 | $1.9M |
Largest employer plans
By health plan participants.
Highest broker pay
Employers reporting the most broker commissions and fees.
Highest commission rates
Fully insured medical plans with at least $500,000 in premium, ranked by broker compensation as a share of premium.
| Employer | City | Rate | Broker pay |
|---|---|---|---|
| Normandeau Associates, Inc. | Bedford | 6.5% | $54,082 |
| Granite State Independent Living | Concord | 6.1% | $64,479 |
| Elevate Aviation Group | Seabrook | 5.1% | $47,445 |
| Autostore System Inc | Salem | 4.6% | $64,013 |
| Appcast, Inc. | Lebanon | 4.4% | $123,575 |
| Pla-Fit Franchise, LLC | Hampton | 3.4% | $239,022 |
| McLane Middleton, Professional Association | Manchester | 2.4% | $77,960 |
| Procon, Inc. | Hooksett | 2.2% | $50,821 |
| New Hampshire Group, LLC | Dover | 2.0% | $39,236 |
| Northern New England Benefit Trust dba Allegiant Care | Manchester | 0.0% | $0 |
Source: DOL Form 5500 and Schedule A, plan year 2024; built October 24, 2026. Methodology.
What do New Hampshire employers pay health insurance brokers?
Across 9 fully insured medical plans in plan year 2024, among commission-paying fully insured medical plans, the median broker compensation for New Hampshire employers was 4.4% of premium (middle half 2.4% to 5.1%), against a national median of 3.8%. In dollars, the median employer that disclosed broker pay reported $63,662.
Which New Hampshire employers paid the most in broker commissions?
Albany International Corp. reported the most in 2024, $908,169, followed by Southern New Hampshire University ($857,443) and Portsmouth Corporate Financial Services, Inc ($778,907).
Which brokers and carriers dominate New Hampshire?
By reported compensation, the largest brokers are Cross Insurance, Lockton, Brown & Brown. By medical premium, the largest carriers are Cigna Health and Life Insurance Company, Blue Cross and Blue Shield of Kansas, Blue Cross Blue Shield of Massachusetts, Inc..
Which New Hampshire cities have the most employer health plans?
Manchester (35 employer plans, $4.7M in premiums); Portsmouth (32 employer plans, $1.3M in premiums); Nashua (21 employer plans, $51,074 in premiums); Concord (19 employer plans, $1.9M in premiums). 4 New Hampshire cities with 15 or more employer plans have their own page listing the largest plans, brokers and carriers.
Is your company on this page? Get its Form 5500 read next to the New Hampshire medians.
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