Henderson, Nevada employer health plans: what they cost and who gets paid
Updated plan year 2024, the most recent complete year
38 employers in Henderson, Nevada filed health plans with 100 or more participants for plan year 2024, covering 24,726 participants. They reported $822,616 in insurance premiums and $6.3M in broker commissions and fees. Against 2023, premiums were down 79.3% and broker pay rose 12.2%.
Funding: 18 fully insured · 9 self-funded · 11 mixed. 20 of 38 plans pay at least some medical claims from the employer's own assets.
Largest employer health plans in Henderson
Henderson employers reporting the most insurance premium across every Schedule A contract, with what they paid brokers.
| Employer | Premiums | Broker pay | Participants | Top broker |
|---|---|---|---|---|
| Clear River LLC | $511,941 | $44,735 | 144 | Core Nevada LLC |
| Employers Insurance | $188,758 | — | 719 | — |
| Realty One Group | $121,917 | $118,105 | 212 | The Baldwin Group |
| Skyview Capital, LLC | $0 | $285,824 | 4,900 | Lockton |
| Henderson Nevada Chamber of Commerce, Inc. | $0 | $1,568,242 | 4,131 | Distinctive Insurance, Alera |
| Findlay Management Group - Nevada, Arizona, Utah, Idaho, Washington | $0 | $1,018,064 | 3,122 | — |
| Westcare Foundation, Inc. | $0 | $240,787 | 1,908 | Dickerson Employee Benefits |
| Ahern Rentals, Inc. | $0 | $227,070 | 995 | Cragin & Pike, Inc. |
| Comprehensive Eyecare Partners | $0 | $115,109 | 928 | AssuredPartners |
| P3 Health Partners | $0 | $110,097 | 736 | Associated Agencies, Inc. |
| Procaps Laboratories Inc. | $0 | $171,675 | 603 | Relation Insurance |
| Roseman University of Health Sciences | $0 | $61,878 | 432 | Moreton & Company |
| Med-Smart, Inc. | $0 | $193,923 | 391 | Brown & Brown |
| Midjit Market, Inc. dba Green Valley Grocery | $0 | $116,042 | 366 | Cragin & Pike Inc |
| Raiders Football Club LLC | $0 | — | 361 | — |
| The Penta Building Group, LLC | $0 | $171,316 | 334 | USI Insurance Services |
| Integrated Data Services | $0 | $277,273 | 302 | Navali & Company Inc |
| The New Pioneer LLC | $0 | $43,406 | 292 | Morrissey Insurance Services |
| Star Nursery, Inc | $0 | $27,713 | 291 | Mark J Matsock Associates Inc |
| Mitsubishi Cement Corporation | $0 | $102,161 | 276 | Gregory Baker |
| Duraflame, Inc. | $0 | $174,503 | 274 | Verus Insurance Services, LLC. |
| Sunrise Carpentry, Inc. | $0 | $57,681 | 259 | Brown & Brown |
| Touro University Nevada | $0 | $165,688 | 239 | USI Insurance Services |
| Sunshine Minting, Inc. | $0 | $78,124 | 236 | Advanced Benefit LLC |
| Maverick Aviation Group, LLC | $0 | $73,391 | 233 | Brown & Brown |
Source: DOL Form 5500 Schedule A, plan year 2024; employers are grouped by the sponsor's mailing city as filed. Self-funded employers show only stop-loss and ancillary premium.
Who gets paid
Commissions and fees reported by Henderson employers, with the number of employer plans naming each broker.
| Broker | Commissions + fees | Plans |
|---|---|---|
| Brown & Brown | $362,234 | 5 |
| Lockton | $330,884 | 2 |
| Cragin & Pike, Inc. | $290,616 | 2 |
| USI Insurance Services | $276,650 | 2 |
| Distinctive Insurance | $256,701 | 4 |
| Navali & Company Inc | $205,682 | 1 |
| AssuredPartners | $181,017 | 2 |
| Distinctive Insurance (alera Group) | $173,556 | 1 |
| Dickerson Employee Benefits | $171,073 | 1 |
| Relation Insurance | $165,970 | 1 |
Largest medical carriers
Medical premium written for these employers.
Henderson against Nevada and the U.S.
Medians over the same definitions on every BenefitsLedger page: commission rate on commission-paying, fully insured medical plans; broker pay per employer that disclosed any; medical premium per covered person.
| Henderson | Nevada | United States | |
|---|---|---|---|
| Employer plans | 38 | 381 | 58,547 |
| Median commission rate | n/a | 8.8% | 3.8% |
| Middle half of rates | n/a | 8.6% – 8.9% | 2.7% – 5.0% |
| Median broker pay per employer | $110,097 | $78,590 | $72,628 |
| Medical premium per covered person | n/a | n/a | $7,274 |
| Plans reporting no commission | 0 | 1 | 933 |
Year over year. In plan year 2023, 35 Henderson employers reported $4.0M in premiums and $5.6M in broker pay for 22,488 participants; in 2024 it was $822,616 and $6.3M for 24,726 participants (premiums −79.3%, broker pay +12.2%).
Source: DOL Form 5500 and Schedule A, plan years 2024 and 2023, employer health plans with 100 or more participants; built October 24, 2026. Medians need at least 10 rated plans to be shown for a city. Methodology.
How much do Henderson employers pay health insurance brokers?
38 Henderson employers reported $6,265,717 in broker commissions and fees on their 2024 Form 5500 filings, 35 of them disclosing at least some compensation. Too few fully insured medical plans in Henderson reported premium to compute a stable commission rate; the Nevada median is 8.8% and the U.S. median is 3.8%. In dollars, the median Henderson employer that disclosed broker pay reported $110,097.
Which Henderson employers have the largest health plans?
By insurance premium reported for 2024, Clear River LLC ($511,941), Employers Insurance ($188,758), Realty One Group ($121,917) lead. 25 Henderson employers are listed on this page; every employer in the record has its own page.
Which brokers and carriers are paid the most in Henderson?
By compensation reported by Henderson employers, the largest brokers are Brown & Brown ($362,234, 5 plans), Lockton ($330,884, 2 plans), Cragin & Pike, Inc. ($290,616, 2 plans). By medical premium, the largest carriers are Prominence Health Plan, Anthem Blue Cross Life and Health Insurance Company, Rocky Mountain Hospital & Medical Service, Inc..
Are Henderson employer health plans self-funded or fully insured?
Of 38 Henderson employer plans, 18 are fully insured, 9 are self-funded and 11 mix insured and self-funded coverage. Self-funded plans report only stop-loss and ancillary contracts on Schedule A, so their premium and broker pay understate total spend.
Other cities in Nevada
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