Arlington, Virginia employer health plans: what they cost and who gets paid
Updated plan year 2024, the most recent complete year
148 employers in Arlington, Virginia filed health plans with 100 or more participants for plan year 2024, covering 523,717 participants. They reported $57M in insurance premiums and $19M in broker commissions and fees. Against 2023, premiums were up 7.1% and broker pay rose 11.3%.
Funding: 36 fully insured · 34 self-funded · 78 mixed. 112 of 148 plans pay at least some medical claims from the employer's own assets.
Largest employer health plans in Arlington
Arlington employers reporting the most insurance premium across every Schedule A contract, with what they paid brokers.
| Employer | Premiums | Broker pay | Participants | Top broker |
|---|---|---|---|---|
| Joint Plan Committee | $10,589,352 | — | 214,140 | — |
| Public Broadcasting Service | $7,405,727 | $236,530 | 606 | Mercer |
| National Rural Electric Cooperative Association | $5,922,745 | $557 | 85,335 | Lockton |
| Governing Committee | $5,323,575 | — | 108,690 | — |
| Cna Corporation | $4,558,303 | $53,701 | 668 | USI Insurance Services |
| Technology Service Corporation | $3,861,126 | $89,031 | 592 | The Business Benefits Group, Inc. |
| The Aes Corporation | $3,810,522 | $879,014 | 3,650 | Willis Towers Watson |
| Airbus U.S. Space & Defense, Inc. | $3,795,345 | $316,481 | 535 | Mercer |
| Excella | $3,591,238 | $187,100 | 309 | The Baldwin Group |
| Virginia Hospital Center | $1,568,168 | $407,997 | 2,166 | Aon |
| Threatconnect, Inc. | $1,324,626 | $75,296 | 122 | Marsh McLennan Agency |
| Fluence Energy LLC | $933,957 | $633,250 | 548 | Kelly & Assoc Insurance Group Inc |
| Thales USA, Inc. | $682,630 | $1,035,719 | 4,065 | Custom Benefit Programs Inc |
| Stand Together Benefits | $532,922 | $152,116 | 1,281 | Mercer |
| Millennium Corporation | $479,240 | $114,579 | 415 | Marsh McLennan Agency |
| M9 Solutions, LLC | $383,146 | $44,407 | 106 | JMB Financial |
| Ascend Partner Services, LLC | $348,034 | $308,001 | 376 | Alliant Insurance Services |
| Pae-Sgt Partners LLC | $343,710 | $46,846 | 324 | Willis Towers Watson |
| Urban Strategies, LLC | $274,386 | $115,489 | 478 | HP Planning, LLC |
| Marymount University | $260,151 | $708 | 449 | Alliant Insurance Services |
| The Hanover Research Council, LLC | $248,062 | $287,162 | 402 | — |
| Higher Logic, LLC | $193,899 | $136,462 | 247 | Lockton |
| Level Access | $185,864 | $28,035 | 298 | EPIC Insurance Brokers |
| Consumer Technology Association | $137,490 | $135,109 | 145 | Gallagher |
| Strategic Analysis, Inc | $126,206 | $182,736 | 218 | CBIZ |
Source: DOL Form 5500 Schedule A, plan year 2024; employers are grouped by the sponsor's mailing city as filed. Self-funded employers show only stop-loss and ancillary premium.
Who gets paid
Commissions and fees reported by Arlington employers, with the number of employer plans naming each broker.
| Broker | Commissions + fees | Plans |
|---|---|---|
| Willis Towers Watson | $1,634,796 | 7 |
| Mercer | $1,562,759 | 13 |
| Marsh McLennan Agency | $1,503,405 | 17 |
| OneDigital | $1,356,809 | 14 |
| USI Insurance Services | $1,340,371 | 14 |
| Lockton | $1,308,577 | 15 |
| The Meltzer Group Inc | $1,119,138 | 17 |
| HUB International | $886,711 | 5 |
| Aon | $785,842 | 3 |
| Patriot Growth | $660,604 | 10 |
Largest medical carriers
Medical premium written for these employers.
Arlington against Virginia and the U.S.
Medians over the same definitions on every BenefitsLedger page: commission rate on commission-paying, fully insured medical plans; broker pay per employer that disclosed any; medical premium per covered person.
| Arlington | Virginia | United States | |
|---|---|---|---|
| Employer plans | 148 | 1,613 | 58,547 |
| Median commission rate | n/a | 4.6% | 3.8% |
| Middle half of rates | n/a | 3.2% – 6.4% | 2.7% – 5.0% |
| Median broker pay per employer | $91,839 | $71,889 | $72,628 |
| Medical premium per covered person | n/a | $6,864 | $7,274 |
| Plans reporting no commission | 0 | 5 | 933 |
Year over year. In plan year 2023, 147 Arlington employers reported $53M in premiums and $17M in broker pay for 508,367 participants; in 2024 it was $57M and $19M for 523,717 participants (premiums +7.1%, broker pay +11.3%).
Source: DOL Form 5500 and Schedule A, plan years 2024 and 2023, employer health plans with 100 or more participants; built October 24, 2026. Medians need at least 10 rated plans to be shown for a city. Methodology.
How much do Arlington employers pay health insurance brokers?
148 Arlington employers reported $19,199,771 in broker commissions and fees on their 2024 Form 5500 filings, 142 of them disclosing at least some compensation. Too few fully insured medical plans in Arlington reported premium to compute a stable commission rate; the Virginia median is 4.6% and the U.S. median is 3.8%. In dollars, the median Arlington employer that disclosed broker pay reported $91,839.
Which Arlington employers have the largest health plans?
By insurance premium reported for 2024, Joint Plan Committee ($11M), Public Broadcasting Service ($7.4M), National Rural Electric Cooperative Association ($5.9M) lead. 25 Arlington employers are listed on this page; every employer in the record has its own page.
Which brokers and carriers are paid the most in Arlington?
By compensation reported by Arlington employers, the largest brokers are Willis Towers Watson ($1.6M, 7 plans), Mercer ($1.6M, 13 plans), Marsh McLennan Agency ($1.5M, 17 plans). By medical premium, the largest carriers are Cigna Health and Life Insurance Company, Blue Cross and Blue Shield of Alabama, Kaiser Foundation Health Plan, Inc..
Are Arlington employer health plans self-funded or fully insured?
Of 148 Arlington employer plans, 36 are fully insured, 34 are self-funded and 78 mix insured and self-funded coverage. Self-funded plans report only stop-loss and ancillary contracts on Schedule A, so their premium and broker pay understate total spend.
Other cities in Virginia
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