Arcadia Retirement Residence
Updated Filing received by DOL
Arcadia Retirement Residence, a healthcare & social assistance employer in Honolulu, Hawaii, reported 525 participants in its health and welfare plan for plan year 2024. Its Form 5500 shows $2.6M in insurance premiums across 7 contracts and $170,021 in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on March 17, 2026, within the extension window.
Who was paid on Arcadia Retirement Residence's plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Arcadia Retirement Residence filed for 2024.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Mercer · Honolulu, HI | $166,099 | $1,916 | $168,015 | 7 |
| Samantha Peck · Honolulu, HI | $575 | $0 | $575 | 1 |
| Susanna Tran and Other Agents · Honolulu, HI | $482 | $14 | $496 | 1 |
| Kira M. Kim-Charles · Pearl City, HI | $402 | $0 | $402 | 1 |
| Tyler K. Pang · Honolulu, HI | $345 | $7 | $352 | 1 |
| Richard Fonseca JR. · Honolulu, HI | $109 | $0 | $109 | 1 |
| Malcolm Matsuoka · Las Vegas, NV | $72 | $0 | $72 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2024, as published in EBSA's 2024 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| University Health Alliancehealth, vision, prescription drug, PPO | 353 | $2.6M | $77,410 | 3.0% |
| Hawaii Dental Servicedental | 675 | — | $8,553 | — |
| Kaiser Foundation Health Plan, Inc.health, vision, prescription drug, HMO | 237 | — | $61,343 | — |
| Aflacdental, indemnity | 17 | — | $2,155 | — |
| Unum Life Insurance Company of Americalife | 88 | — | $5,985 | — |
| Pre-Paid Legal Services Inc dba Legalshieldcoverage not coded | 44 | — | $1,470 | — |
| Unum Life Insurance Company of Americalife, long-term disability | 521 | — | $13,105 | — |
Source: DOL Form 5500 Schedule A, plan year 2024. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Arcadia Retirement Residence compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Premium per covered person on medical contracts: $7,302 a year (national median $7,274).
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2023 | 2024 | Change | |
|---|---|---|---|
| Participants | 501 | 525 | +4.8% |
| Premiums filed | $2,335,524 | $2,577,554 | not comparable |
| Broker commissions + fees | $162,928 | $170,021 | +4.4% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2023 and 2024.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Arcadia Retirement Residence#502 · insurance, general assets | June 30, 2025 | March 17, 2026 | within extension | 525 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Arcadia Retirement Residence pay in health insurance broker commissions in 2024?
Arcadia Retirement Residence's 2024 Form 5500 reports $170,021 in broker commissions and fees across 7 insurance contracts ($168,084 in commissions, $1,937 in fees), with Mercer receiving the largest share.
Is Arcadia Retirement Residence's health plan self-funded or fully insured?
The 2024 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by University Health Alliance, Kaiser Foundation Health Plan, Inc..
How does Arcadia Retirement Residence's broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Arcadia Retirement Residence because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 500-999 participants that disclosed broker pay reported a median of $104,902.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.