Arise Child & Family Service, Inc.
Updated Filing received by DOL
Arise Child & Family Service, Inc., a healthcare & social assistance employer in Syracuse, New York, reported 128 participants in its health and welfare plan for plan year 2025. Its Form 5500 shows $1.6M in insurance premiums across 10 contracts and $82,195 in broker commissions and fees, 3.7% of medical premium against a national median of 3.8% among plans that paid commissions in plan year 2024. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on July 17, 2026, before the deadline.
Who was paid on Arise Child & Family Service, Inc.'s plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Arise Child & Family Service, Inc. filed for 2025.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Brown & Brown · Syracuse, NY | $74,075 | $2,413 | $76,488 | 15 |
| Kristopher Tompkins · Auburn, NY | $1,319 | $0 | $1,319 | 1 |
| Strategic Non-Medical Solutions · Boston, MA | $1,211 | $0 | $1,211 | 1 |
| Laura Anne Calarco · Naples, FL | $932 | $0 | $932 | 1 |
| Nicholas Calarco · Syracuse, NY | $761 | $0 | $761 | 1 |
| Joseph P Calarco · Auburn, NY | $756 | $0 | $756 | 1 |
| Alexis Hales · Auburn, NY | $635 | $0 | $635 | 1 |
| Kristine a Zabriskie · Auburn, NY | $37 | $0 | $37 | 1 |
| Stephen Mark Bauso · Auburn, NY | $16 | $0 | $16 | 1 |
| Jennifer M Ayers · Petersburg, NY | $15 | $0 | $15 | 1 |
| Alisha K Robinson · Old Forge, NY | $13 | $0 | $13 | 1 |
| Afs Agency · Utica, NY | $12 | $0 | $12 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2025, as published in EBSA's 2025 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Excellus Blue Cross Blue Shieldhealth, prescription drug | 185 | $1.6M | $57,137 | 3.7% |
| The Guardian Life Insurance Company of Americadental, vision | 59 | — | $4,188 | — |
| Mutual of Omaha Insurance Companydental | 191 | — | $3,100 | — |
| Eyemed Vision Carevision | 259 | — | $975 | — |
| Lincoln Life & Annuity Company of New Yorklife | 81 | — | $160 | — |
| Lincoln Life & Annuity Company of New Yorklong-term disability | 81 | — | $913 | — |
| Lincoln Life & Annuity Company of New Yorkshort-term disability | 29 | — | $1,026 | — |
| Lincoln Life & Annuity Company of New Yorkcoverage not coded | 57 | — | $995 | — |
| The Guardian Life Insurance Company of Americalife, long-term disability | 312 | — | $6,016 | — |
| Aflaccoverage not coded | 57 | — | $7,685 | — |
Source: DOL Form 5500 Schedule A, plan year 2025. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Arise Child & Family Service, Inc. compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Premium per covered person on medical contracts: $8,384 a year (national median $7,274).
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2024 | 2025 | Change | |
|---|---|---|---|
| Participants | 138 | 128 | −7.2% |
| Premiums filed | $1,040,519 | $1,551,057 | +49.1% |
| Broker commissions + fees | $69,331 | $82,195 | +18.6% |
| Commission rate | 4.7% | 3.7% | −1.0 pts |
Source: DOL Form 5500 filings for plan years 2024 and 2025.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Arise Child & Family Service, Inc. Welfare Benefits Plan#520 · insurance, general assets | December 31, 2025 | July 17, 2026 | before deadline | 128 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Arise Child & Family Service, Inc. pay in health insurance broker commissions in 2025?
Arise Child & Family Service, Inc.'s 2025 Form 5500 reports $82,195 in broker commissions and fees across 10 insurance contracts ($79,782 in commissions, $2,413 in fees), with Brown & Brown receiving the largest share.
Is Arise Child & Family Service, Inc.'s health plan self-funded or fully insured?
The 2025 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Excellus Blue Cross Blue Shield.
How does Arise Child & Family Service, Inc.'s broker compensation compare with similar employers?
Arise Child & Family Service, Inc. paid 3.7% of medical premium in commissions and fees. The median for employers with 100-199 participants is 4.2%, and the median in New York is 3.7%. Percentages are computed only on fully insured medical contracts with filed premiums.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.