BenefitsLedger
Employer health plan record · Plan year 2025 (latest filing) · Form 5500

Axel Johnson Inc.

Wholesale trade · Stamford, Connecticut · EIN ending 0707

Updated Filing received by DOL

Axel Johnson Inc., a wholesale trade employer in Stamford, Connecticut, reported 977 participants in its health and welfare plan for plan year 2025. Its Form 5500 shows $29 in insurance premiums across 27 contracts and $193,978 in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on September 23, 2026, within the extension window.

Participants
977
−6.5% vs 2024
Premiums filed
$29
premium not reported on 3 medical contracts
Broker commissions + fees
$193,978
−17.8% vs 2024
Commission rate
n/a
needs insured medical premium

Who was paid on Axel Johnson Inc.'s plan

Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Axel Johnson Inc. filed for 2025.

Broker or agentCommissionsFeesTotalContracts
Marsh McLennan Agency · Boston, MA$79,834$16,245$96,0795
HP Planning LLC · Norwalk, CT$29,918$861$30,7794
OneDigital · Atlanta, GA$7,101$17,041$24,1429
Michael Hand · Culver City, CA$16,939$0$16,9393
Levi & Associates Insurance · Boca Raton, FL$15,699$0$15,6994
Mercer · New York, NY$6,157$0$6,1571
Beacon Retiree Benefits Group, Inc · Plantsville, CT$2,350$0$2,3501
DBL General Agency, an Alera Group · Melville, NY$1,467$0$1,4671
Watchtower Technologies Inc. · Chicago, IL$282$0$2821
Img · Indianapolis, IN$0$43$431
Aon · New York, NY$41$0$411

Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2025, as published in EBSA's 2025 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.

Insurance contracts and carriers

The 24 largest of 27 contracts reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.

Carrier · coverageCoveredPremiumBroker payRate
Blue Cross Blue Shield of Michiganhealth, vision, prescription drug, PPO1$29——
Usable Lifelife237—$8,765—
Lincoln National Life Insurance Companylong-term disability511—$3,219—
Unum Life Insurance Company of Americacoverage not coded28—$2,361—
Unum Life Insurance Company of Americalife, long-term disability58—$19,251—
Lincoln National Life Insurance Companycoverage not coded129—$1,971—
Vision Service Planvision465—$282—
Fidelity Security Life Insurance Companyvision223—$8,337—
Fidelity Security Life Insurance Companyvision5—$107—
Usable Lifelong-term disability174—$4,044—
Lincoln National Life Insurance Companycoverage not coded105—$1,227—
Usable Lifecoverage not coded98—$351—
Blue Cross Blue Shield of Massachusetts, Inc.health322—$60,877—
Benistar Group Retiree Health Solutionsprescription drug39—$2,350—
Ace American Insurance Companycoverage not coded968—$6,198—
Fidelity Security Life Insurance Companyvision215—$1,109—
Ameritas Life Insurance Corp.dental, vision63—$3,314—
Lincoln National Life Insurance Companylife495—$8,902—
Tufts Associated Health Maintenance Organization, Inchealth2———
Usable Lifelife100—$2,539—
The Prudential Insurance Company of Americalife, short-term disability, long-term disability274—$26,801—
Anthem Health Plans, Inc.health, PPO84—$14,840—
Sierra Health and Life Insurance Company, Inc.health47—$6,039—
United American Retiree Health Programhealth, indemnity38———

Source: DOL Form 5500 Schedule A, plan year 2025. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.

How Axel Johnson Inc. compares

Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.

Broker commissions + fees, dollars
Axel Johnson Inc.
$193,978
Commission rate, % of medical premium

Not computable: no insured medical premium on the filing.

Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.

Year over year

$310,008$29Premiums$236,121$193,978Broker pay20242025
Axel Johnson Inc.: premiums and broker commissions + fees, 2024 vs 2025
20242025Change
Participants1,045977−6.5%
Premiums filed$310,008$29not comparable
Broker commissions + fees$236,121$193,978−17.8%
Commission rate———

Source: DOL Form 5500 filings for plan years 2024 and 2025.

Filings and timeliness

Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.

PlanPlan year endReceived by DOLTimingParticipants
Axel Johnson Inc. Employee Benefit Plan#501 · insurance, general assetsDecember 31, 2025September 23, 2026within extension977

Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.

How much did Axel Johnson Inc. pay in health insurance broker commissions in 2025?

Axel Johnson Inc.'s 2025 Form 5500 reports $193,978 in broker commissions and fees across 27 insurance contracts ($159,788 in commissions, $34,190 in fees), with Marsh McLennan Agency receiving the largest share.

Is Axel Johnson Inc.'s health plan self-funded or fully insured?

The 2025 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Blue Cross Blue Shield of Michigan, Blue Cross Blue Shield of Massachusetts, Inc., Tufts Associated Health Maintenance Organization, Inc.

How does Axel Johnson Inc.'s broker compensation compare with similar employers?

A commission-to-premium ratio cannot be computed for Axel Johnson Inc. because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 500-999 participants that disclosed broker pay reported a median of $104,902.

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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.