Boston Insurance Employee Benefit Trust - Dfe
Updated Filing received by DOL
Boston Insurance Employee Benefit Trust - Dfe, a finance & insurance employer in Wallingford, Connecticut, reported 52,756 participants in its health and welfare plan for plan year 2024. Its Form 5500 shows 233 insurance contracts with no premium reported and $2.2M in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on October 13, 2025, within the extension window.
Who was paid on Boston Insurance Employee Benefit Trust - Dfe's plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Boston Insurance Employee Benefit Trust - Dfe filed for 2024.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Professional Benefits Service · Manahawkin, NJ | $1,158,878 | $0 | $1,158,878 | 76 |
| Cambridge Life Brokerage LLC · New York, NY | $174,164 | $0 | $174,164 | 3 |
| USI Insurance Services · New York, NY | $92,671 | $0 | $92,671 | 22 |
| HUB International · Woodbury, NY | $83,936 | $0 | $83,936 | 12 |
| Blueprint Benefit Advisors · Hamden, CT | $79,484 | $0 | $79,484 | 19 |
| NFP · New York, NY | $59,390 | $0 | $59,390 | 16 |
| EPIC Insurance Brokers · Fresno, CA | $52,178 | $0 | $52,178 | 11 |
| Brown & Brown · Rocky Hill, CT | $36,337 | $0 | $36,337 | 12 |
| Alliant Insurance Services · San Diego, CA | $30,909 | $0 | $30,909 | 7 |
| Marsh McLennan Agency · Somerset, NJ | $29,470 | $0 | $29,470 | 12 |
| Clark Agency, LLC · Glastonbury, CT | $24,924 | $0 | $24,924 | 4 |
| Alan Sheketoff · Fairfield, CT | $23,882 | $0 | $23,882 | 17 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2024, as published in EBSA's 2024 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
The 24 largest of 233 contracts reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Eyemed/Eyecare Plan of Americavision | 46 | — | — | — |
| Eyemed/Eyecare Plan of Americavision | 214 | — | — | — |
| Eyemed/Eyecare Plan of Americavision | 5 | — | — | — |
| Eyemed/Eyecare Plan of Americavision | 155 | — | — | — |
| Eyemed/Eyecare Plan of Americavision | 22 | — | — | — |
| Guardiandental, vision, life, short-term disability, long-term disability | 1,442 | — | — | — |
| Guardiandental, vision, life, short-term disability, long-term disability | 887 | — | — | — |
| Guardiandental, vision, life, short-term disability, long-term disability | 677 | — | — | — |
| Guardiandental, vision, life, short-term disability, long-term disability | 474 | — | — | — |
| Guardiandental, vision, life, short-term disability, long-term disability | 5,054 | — | — | — |
| Guardiandental, vision, life, short-term disability, long-term disability | 2,125 | — | $1,628 | — |
| Guardiandental, vision, life, short-term disability, long-term disability | 2,005 | — | — | — |
| Guardiandental, vision, life, short-term disability, long-term disability | 1,539 | — | — | — |
| Guardiandental, vision, life, short-term disability, long-term disability | 3,033 | — | — | — |
| Guardiandental, vision, life, short-term disability, long-term disability | 1,837 | — | — | — |
| Guardiandental, vision, life, short-term disability, long-term disability | 1,622 | — | — | — |
| Guardiandental, vision, life, short-term disability, long-term disability | 5,936 | — | — | — |
| Harvard Pilgrimhealth | 1 | — | — | — |
| Harvard Pilgrimhealth | 3 | — | — | — |
| Harvard Pilgrimhealth | 1 | — | — | — |
| Harvard Pilgrimhealth | 1 | — | — | — |
| Harvard Pilgrimhealth | 3 | — | — | — |
| Harvard Pilgrimhealth | 1 | — | — | — |
| Connecticare, Inc.health | 77 | — | — | — |
Source: DOL Form 5500 Schedule A, plan year 2024. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Boston Insurance Employee Benefit Trust - Dfe compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2023 | 2024 | Change | |
|---|---|---|---|
| Participants | 52,749 | 52,756 | +0.0% |
| Premiums filed | $0 | $0 | — |
| Broker commissions + fees | $3,824,845 | $2,230,303 | −41.7% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2023 and 2024.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Boston Insurance Employee Benefit Trust - Dfe#501 · insurance, trust | December 31, 2024 | October 13, 2025 | within extension | 52,756 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Boston Insurance Employee Benefit Trust - Dfe pay in health insurance broker commissions in 2024?
Boston Insurance Employee Benefit Trust - Dfe's 2024 Form 5500 reports $2,230,303 in broker commissions and fees across 233 insurance contracts ($2,230,303 in commissions, $0 in fees), with Professional Benefits Service receiving the largest share.
Is Boston Insurance Employee Benefit Trust - Dfe's health plan self-funded or fully insured?
The 2024 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Harvard Pilgrim, Connecticare, Inc..
How does Boston Insurance Employee Benefit Trust - Dfe's broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Boston Insurance Employee Benefit Trust - Dfe because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 5,000+ participants that disclosed broker pay reported a median of $458,262.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.