Dutch Oil Company
Updated Filing received by DOL
Dutch Oil Company, a wholesale trade employer in Columbus, Mississippi, reported 167 participants in its health and welfare plan for plan year 2024. Its Form 5500 shows $610,323 in insurance premiums across 5 contracts and $80,986 in broker commissions and fees, 3.9% of medical premium against a national median of 3.8% among plans that paid commissions in plan year 2024. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on January 28, 2026, 105 days after the extended deadline.
Who was paid on Dutch Oil Company's plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Dutch Oil Company filed for 2024.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Benefit Concepts, P.A. · Columbus, MS | $33,299 | $167 | $33,466 | 3 |
| Peter Mims | $23,852 | $0 | $23,852 | 1 |
| James R Nelligan & Associates LLC · Wall, NJ | $11,855 | $0 | $11,855 | 2 |
| Benefit Concepts PA · Columbus, MS | $5,230 | $0 | $5,230 | 1 |
| Timothy a Massey · Columbus, MS | $2,500 | $177 | $2,677 | 1 |
| John D Gilliam · Columbus, MS | $1,338 | $0 | $1,338 | 1 |
| John R Brasel · Mooreville, MS | $468 | $35 | $503 | 1 |
| Terrie J Gill · Greenwood Springs, MS | $449 | $0 | $449 | 1 |
| Ginger Kaye Hardy · Tupelo, MS | $404 | $41 | $445 | 1 |
| Benjamin J Pierce · Columbus, MS | $361 | $0 | $361 | 1 |
| William C Atkins · West Point, MS | $249 | $0 | $249 | 1 |
| Supplemental Insurance Services · Maquoketa, IA | $226 | $0 | $226 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2024, as published in EBSA's 2024 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Blue Cross & Blue Shield of Mississippi, a Mutual Insurance Companyhealth | 199 | $610,323 | $23,852 | 3.9% |
| Sun Life Assurance Company of Canadalife, short-term disability, long-term disability | 178 | — | $27,333 | — |
| Aflaccoverage not coded | 75 | — | $8,546 | — |
| Reserve National Insurance Companycoverage not coded | 47 | — | $5,633 | — |
| Sun Life Assurance Company of Canadadental, vision | 144 | — | $15,622 | — |
Source: DOL Form 5500 Schedule A, plan year 2024. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Dutch Oil Company compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Premium per covered person on medical contracts: $3,067 a year (national median $7,274).
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Dutch Oil Company Employee Benefits Plan#501 · filed under DFVCP · insurance, general assets | December 31, 2024 | January 28, 2026 | 105 days late | 167 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Dutch Oil Company pay in health insurance broker commissions in 2024?
Dutch Oil Company's 2024 Form 5500 reports $80,986 in broker commissions and fees across 5 insurance contracts ($80,559 in commissions, $427 in fees), with Benefit Concepts, P.A. receiving the largest share.
Is Dutch Oil Company's health plan self-funded or fully insured?
The 2024 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Blue Cross & Blue Shield of Mississippi, a Mutual Insurance Company.
How does Dutch Oil Company's broker compensation compare with similar employers?
Dutch Oil Company paid 3.9% of medical premium in commissions and fees. The median for employers with 100-199 participants is 4.2%, and the median in Mississippi is 3.7%. Percentages are computed only on fully insured medical contracts with filed premiums.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.